2603 Lavaca Ct, Crozet, VA 22932 Property Records

Albemarle County property record for 2603 Lavaca Ct, Crozet, VA 22932

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,851 sqft
Lot Size	0.474 acres (20,647 sqft)
Owner	2 Trust Names on File
Last Sale	$742,634 (Jun 2017)
Tax Bill	$10,012 (2026)
Deeds & Mortgages	Sep 2026 Sale May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056L0-00-00-01700`

Property Details

APN / Parcel Number

Primary APN	`056L0-00-00-01700`
Alternative APN	`258130`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,851 sqft Finished Area
Basement Area	3,951 sqft
Finished Basement	1,833 sqft
Unfinished Basement	539 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	20,647 sqft (0.474 acres)
Garage Area	484 sqft

Exterior Amenities

Porch	Slab
Porch Area	353 sqft
Deck Area	320 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2603 LAVACA CT
City	CROZET
State	VA
Zip	22932-9351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	WESTLAKE HILLS 17 PH I
Legal Subdivision	WESTLAKE HILLS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	2
Census Block	2001
Census Tract	11102

Owner

2603 Lavaca Ct is owner-occupied and held in a trust since June 2017.

Source: Albemarle County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2603 LAVACA CT, CROZET, VA 22932-9351
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 16, 2017	Grant Deed, Subdivision Related Transfer SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2017 · Amount on File
Deed Sale	Jun 16, 2017 · Amount on File
Deed Document Number	20176804
Deed Book / Page	4923 / 151
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 11, 2026
Property Address	2603 LAVACA CT, CROZET, VA 22932-9351
Document Number	0000009004
Instrument Date	Sep 11, 2026
Instrument	20269004
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2603 LAVACA CT, CROZET, VA 22932-9351

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2603 LAVACA CT, CROZET, VA 22932-9351
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005536/440
Date	May 12, 2021
Book Page	5536/440
Instrument	2021-00008365

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate	3.25%

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 16, 2017
Property Address	2603 LAVACA CT, CROZET, VA 22932-9351
Document Number	0000006804
Book / Page	004923 / 000147
Instrument Date	Jun 7, 2017
Instrument	6804
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 13, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2603 LAVACA CT CROZET VA 229329351, CROZET, VA 22932-9351

Mortgage

Document Number	6805
Date	Jun 16, 2017
Book Page	004923/000152
Instrument	6805

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2603 Lavaca Ct was $10,012, up 5.3% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,012.00 (+5.33%)	$1,119,900 Land $220,000 Building $899,900	$1,119,900 Land $220,000 Building $899,900
2025	$9,505.00
2023	$8,833.00	$1,034,400 Land $185,000 Building $849,400	$1,034,400 Land $185,000 Building $849,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2603 Lavaca Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2603 Lavaca Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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