LaSalle County property record for 2603 Lainey Ave, Ottawa, IL 61350
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,304 sqft · built 1992 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,445 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-36-330-017 |
| Primary APN | 14-36-330-017 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 18,295 sqft (0.42 acres) |
| Street Address | 2603 LAINEY AVE |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-1049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRACEFIELD SUBD UNIT 2, LT 18 BLK 5 SEC 36-34-3 |
| Legal Range | 03 |
| Legal Township | 34 |
| Legal Section | 36 |
| Legal Subdivision | GRACEFIELD SUB UNIT 2 |
| Legal Block | 5 |
| Legal Lot Number | 18 |
| Legal Unit | 2 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | DAYTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 962600 |
Source: LaSalle County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2603 LAINEY AVE, OTTAWA, IL 61350-1049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OSB COMMUNITY BANK |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OTTAWA SAVINGS BANK |
| Nov 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Sep 14, 2026 |
| Property Address | 2603 LAINEY AVE, OTTAWA, IL 61350-1049 |
| Document Number | 0000009715 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 20269715 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2603 LAINEY AVE, OTTAWA, IL 61350-1049 |
| Document Number | 0000009715, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 20269715 |
| Name | OSB COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 3, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 2603 LAINEY AVE, OTTAWA, IL 61350-1049 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202017596 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020-17596 |
| Name | OTTAWA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 2603 LAINEY AVE, OTTAWA, IL 61350-1049 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 201718339 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 201718339 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2037 |
| Rate Type | Fixed Rate |
|---|
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Dayton Township |
| Municipality | Ottawa City |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
| Elementary School District | Wallace Community Consolidated School District 195 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,445.00 (+2.29%) | $97,506 (+18.03%) Land $20,563 Building $76,943 | $292,518 (+18.03%) Land $61,689 Building $230,829 |
| 2024 | $8,256.00 | ||
| 2023 | $82,610 (+9.09%) Land $17,422 Building $65,188 | $247,830 (+9.09%) Land $52,266 Building $195,564 | |
| 2022 | $75,726 Land $15,970 Building $59,756 | $227,178 Land $47,910 Building $179,268 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jun 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA serves 18,097 people · EPA ID IL0990800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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