Lincoln County property record for 2603 Gold Rush Dr, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,253 sqft · built 1996 |
| Lot Size | 0.519 acres (22,608 sqft) |
| Owner | Company Name on File |
| Last Sale | $108,000 (Mar 2002) |
| Tax Bill | $1,691 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3614-56-3609 |
| Primary APN | 3614-56-3609 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,253 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 22,608 sqft (0.519 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 185312 |
|---|---|
| Street Address | 2603 GOLD RUSH DR |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-7866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #23 /2 WESTWARD TRAILS |
| Legal Subdivision | WESTWARD TRLS |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | HOWARDS CREEK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 70700 |
2603 Gold Rush Dr is owned by a company that acquired it in June 2005.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2002 · Amount on File |
| Deed Sale | Mar 20, 2002 · Amount on File |
| Prior Sale | Feb 2, 1996 · Amount on File |
| Deed Book / Page | 1329 / 263 |
| Last Transfer Date | Jun 13, 2005 |
| Transfer Doc | 0017090587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2603 GOLD RUSH DR, LINCOLNTON, NC 28092-7866 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2603 GOLD RUSH DR, LINCOLNTON, NC 28092-7866 |
| Document Number | 0003458687 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 3458/687 |
| Instrument | 702457 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 25, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2603 Gold Rush Dr was $1,691.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,691.00 | $248,559 (-) Land $33,000 Building $215,559 | $248,559 (-) Land $33,000 Building $215,559 |
| 2025 | $1,691.00 | $248,559 Land $33,000 Building $215,559 | $248,559 Land $33,000 Building $215,559 |
| 2023 | $1,671.00 | $248,559 Land $33,000 Building $215,559 | $248,559 Land $33,000 Building $215,559 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2603 Gold Rush Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2603 Gold Rush Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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