2603 Gold Flake Terrace Rd, Spring, TX 77373 Property Records

Harris County property record for 2603 Gold Flake Terrace Rd, Spring, TX 77373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,696 sqft · built 2018
Lot Size	0.153 acres (6,644 sqft)
Owner	2 Individual Names on File
Last Sale	$228,900 (Dec 2018)
Tax Bill	$6,639 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`138-986-004-0022`

Property Details

APN / Parcel Number

Primary APN	`138-986-004-0022`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,696 sqft Living Area
1st Floor Area	1,646 sqft
Game Room	Game Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,644 sqft (0.153 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1389860040022
Street Address	2603 GOLD FLAKE TERRACE RD
City	SPRING
State	TX
Zip	77373-5109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 22 BLK 4 BRECKENRIDGE FOREST SEC 13
Legal Subdivision	BRECKENRIDGE FOREST SEC 13
Legal Block	4
Legal Lot Number	22
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	3
Census Block	3003
Census Tract	241104

Owner

2603 Gold Flake Terrace Rd is owned by two individuals who bought it in December 2018.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7477 CATTAIL FALLS LN, PORTER, TX 77365-7623
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Dec 3, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018 · Amount on File
Deed Sale	Dec 3, 2018 · Amount on File
Deed Document Number	2018538883
Prior Transfer Date	Nov 30, 2018
Prior Transfer Doc	0000538883
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2603 GOLD FLAKE TERRACE RD, SPRING, TX 77373-5109
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2603 GOLD FLAKE TERRACE RD, SPRING, TX 77373-5109

Mortgage

Document Number	0000721991
Date	Dec 17, 2021
Instrument	2021-721991

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 3, 2018
Property Address	2603 GOLD FLAKE TERRACE RD, SPRING, TX 77373-5109
Document Number	0000538883
Instrument Date	Nov 30, 2018
Instrument	538883
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2018
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2603 GOLD FLAKE TERRACE RD SPRING TX 773735109, SPRING, TX 77373-5109

Mortgage

Document Number	538884
Date	Dec 3, 2018
Instrument	538884

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2603 Gold Flake Terrace Rd was $6,639, up 196% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,379 (-8.96%) Land $51,505 Building $261,874	$313,379 (-8.96%) Land $51,505 Building $261,874
2025	$6,639.00 (+195.99%) Homeowner's exemption Additional exemption filed	$344,215 Land $46,431 Building $297,784	$344,215 Land $46,431 Building $297,784
2024	$2,243.00
2023		$363,805 Land $47,457 Building $316,348	$363,805 Land $47,457 Building $316,348
2022	$1,975.00
2020	$1,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2603 Gold Flake Terrace Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · Tropical Storm Imelda

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2603 Gold Flake Terrace Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 82 serves 18,990 people · EPA ID TX1010630
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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