Hamilton County property record for 2603 E 44th St, Chattanooga, TN 37407
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 851 sqft · built 2015 |
| Lot Size | 0.112 acres (4,904 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Jun 2026) |
| Tax Bill | $697 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168I K 030 |
| Primary APN | 168I K 030 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 851 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,904 sqft (0.112 acres) |
| Lot Dimensions | 102 ft deep x 47.8 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000110423 |
|---|---|
| Street Address | 2603 E 44TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37407-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 2 BLK 6 COULTERS RESUB LTS 96 97 PB 6 PG 9 |
| Legal Subdivision | 1 |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 2400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2603 E 44th St is owned and occupied by an individual who bought it in June 2026.
Source: Hamilton County records, as of June 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2603 E 44TH ST, CHATTANOOGA, TN 37407-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Sep 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LEGACY HOME LOANS LLC |
| Jun 2, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 4, 2024 | Warranty Deed, Transfer · Commercial Mortgage APEX BANK |
| Apr 25, 2022 | Warranty Deed, Transfer ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on File |
| Deed Sale | Jun 2, 2026 · Amount on File |
| Prior Sale | Nov 4, 2024 · Amount on File |
| Deed Document Number | 2026221 |
| Deed Book / Page | 14319 / 977 |
| Prior Transfer Date | Apr 26, 2012 |
| Prior Transfer Doc | 0000000099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2603 E 44TH ST, CHATTANOOGA, TN 37407-2605 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Title Company | ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC |
| Name | Verified Name |
|---|
| Document Number | 0000000242 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 13091/643 |
| Instrument | 2022091600242 |
| Name | LEGACY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | NASHVILLE, TN 37215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 2, 2026 |
| Property Address | 2603 E 44TH ST, CHATTANOOGA, TN 37407-2605 |
| Document Number | 0000000221 |
| Book / Page | 14319 / 977 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 2026221 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80,345.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2603 E 44TH ST, CHATTANOOGA, TN 37407-2605 |
| Document Number | 0000000222, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 20262222 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 4, 2024 |
| Property Address | 2603 E 44TH ST, CHATTANOOGA, TN 37407-2605 |
| Document Number | 0000000206 |
| Book / Page | 13751 / 942 |
| Map Reference | MB 6 PG 9 |
| Instrument Date | Nov 1, 2024 |
| Instrument | 2024110400206 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $728.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2603 E 44TH ST, CHATTANOOGA, TN 37407-2605 |
| Document Number | 0000000207 |
|---|---|
| Date | Nov 4, 2024 |
| Instrument | 2024110400207 |
| Name | APEX BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 25, 2022 |
| Property Address | 2603 E 44TH ST, CHATTANOOGA, TN 37407-2605 |
| Document Number | 0000000257 |
| Book / Page | 12933 / 380 |
| Map Reference | MB 6 PG 9 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2022042500257 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $427.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2749 CLOISTER LN, THOMPSONS STATION, TN 37179-0615 |
The 2025 property tax bill for 2603 E 44th St was $697, up 39.7% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $697.00 (+39.68%) | $46,050 (+106.27%) | $184,200 (+106.27%) Land $30,000 Building $154,200 |
| 2024 | $499.00 | $22,325 (-) | $89,300 (-) Land $10,000 Building $79,300 |
| 2023 | $499.00 | $22,325 (-) | $89,300 (-) Land $10,000 Building $79,300 |
| 2022 | $499.00 | $22,325 | $89,300 Land $10,000 Building $79,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2603 E 44th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2603 E 44th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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