2603 Callaway Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 2603 Callaway Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 4,118 sqft · built 2022
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$1,164,000 (May 2022)
Tax Bill	$18,409 (2026)
Deeds & Mortgages	Jun 2022 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`253-500-070-000`

Property Details

APN / Parcel Number

Primary APN	`253-500-070-000`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,118 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	10,454 sqft (0.24 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2603 CALLAWAY CT
City	TRACY
State	CA
Zip	95377-8878
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 TRACY HILLS VILLAGE 6A, TRACT 3953
Legal Subdivision	TRACY HILLS VILLAGE 6A
Legal Tract	3953
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1026
Census Tract	5502

Owner

2603 Callaway Ct is owned and occupied by two individuals who bought it in May 2022.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2603 CALLAWAY CT, TRACY, CA 95377-8878
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU
May 24, 2022	Grant Deed, Subdivision Related Transfer · Conventional Mortgage TRAVIS CU
Oct 22, 2020	Grant Deed, Transfer TRACY PHASE I LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on File
Deed Sale	May 24, 2022 · Amount on File
Deed Document Number	202265744
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2603 CALLAWAY CT, TRACY, CA 95377-8878
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 S DIANTHUS CT, MOUNTAIN HOUSE, CA 95391-8336

Mortgage

Document Number	0000075475
Date	Jun 17, 2022
Instrument	2022-075475

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2037
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	Other
Max Rate	8.75%

May 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 24, 2022
Property Address	2603 CALLAWAY CT, TRACY, CA 95377-8878
Document Number	0000065744
Map Reference	MB 43 PG 48
Instrument Date	Apr 27, 2022
Instrument	2022-065744
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2603 CALLAWAY CT, TRACY, CA 95377-8878

Mortgage

Document Number	0000065745
Date	May 24, 2022
Instrument	2022-065745

Lender

Name	TRAVIS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2037
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	10-Year TN
Max Rate	8.75%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 22, 2020
Property Address	2603 CALLAWAY CT, TRACY, CA 95377-8878
Document Number	0000141858
Instrument Date	Oct 19, 2020
Instrument	141858
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,950.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2630 SHEA CENTER DR LIVERMORE CA 945517546, LIVERMORE, CA 94551-7546
Investor	Possibly a Property Investor

Mortgage

Document Number	141860
Date	Oct 22, 2020
Instrument	141860

Lender

Name	TRACY PHASE I LLC
Address	888 SAN CLEMENTE DR # 100, NEWPORT BEACH, CA 92660-6367

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2603 Callaway Ct was $18,409, up 1.7% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,409.00 (+1.72%)
2025	$18,098.00	$1,235,175 Land $318,362 Building $916,813
2023	$17,282.00 (+137.59%)	$1,187,213 Land $306,000 Building $881,213	$1,130,760
2022	$7,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2603 Callaway Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1983–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2603 Callaway Ct is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 64% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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