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2603 Brookside Bluff Loop, Lakeland, FL 33813 Property Records

Polk County property record for 2603 Brookside Bluff Loop, Lakeland, FL 33813 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,558 sqft · built 2005
Lot Size0.301 acres (13,094 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (Dec 2022)
Tax Bill$5,198 (2025)
Deeds & MortgagesDec 2022 Transfer
Dec 2022 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN24-29-21-287014-000010

Property Details

APN / Parcel Number

Primary APN24-29-21-287014-000010
Alternative APNs
  • 212924287014000010
  • 12924000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,558 sqft Living Area
Gross Area3,042 sqft
1st Floor Area2,558 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area13,094 sqft (0.301 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area484 sqft
PorchFinished/Open Porch
Porch Area450 sqft

Location & Zoning

Street Address2603 BROOKSIDE BLUFF LOOP
CityLAKELAND
StateFL
Zip33813-0820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKSIDE BLUFFS PB 121 PGS 42-43 LOT 1
Legal Range24E
Legal Township29S
Legal Section21
Legal SubdivisionBROOKSIDE BLUFF
Legal Tract287014
Legal Block2
Legal Lot Number1
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2010
Census Tract11838

Owner

Source: Polk County records · APN 24-29-21-287014-000010

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2603 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2022Intrafamily Transfer, Transfer
TITLE SOLUTIONS/FL LLC, TITLE SOLUTIONS GROUP OF FL
Dec 05, 2022Warranty Deed, Transfer · Conventional Mortgage
CHANGE LENDING LLC
Sep 09, 2021Intrafamily Transfer, Transfer · VA Mortgage
GUARANTEED RATE INC
Sep 08, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Dec 20, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Mar 02, 2018Warranty Deed, Transfer · VA Mortgage
NORTHPOINT MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 05, 2022 · Amount on Record
Deed SaleDec 05, 2022 · Amount on Record
Prior SaleSep 09, 2021
Deed Document Number2022314120
Deed Book / Page12506 / 184
Last Transfer DateDec 06, 2022
Transfer Doc0000315938
Record UpdatedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateDec 06, 2022
Property Address2603 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820
Document Number0000315938
Book / Page12508 / 1484
Map ReferenceMB 121 PG 42&43
Instrument DateDec 06, 2022
Instrument2022315938
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyTITLE SOLUTIONS/FL LLC, TITLE SOLUTIONS GROUP OF FL

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2603 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2603 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 05, 2022
Property Address2603 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820
Document Number0000314120
Book / Page12506 / 184
Map ReferenceMB 121 PG 42&43
Instrument DateDec 02, 2022
Instrument2022314120
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyTITLE SOLUTIONS GROUP OF FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2603 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820

Transferred To (Grantee/Buyer)

NameVerified Name
Address2603 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820

Mortgage

Document Number0000314121
DateDec 05, 2022
Book Page12506/186
Instrument2022314121
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
AddressPLEASANT HILL, CA 94523
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateSep 09, 2021
Property Address2603 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820
Document Number0000234455
Book / Page11883 / 163
Map ReferenceMB 121 PG 42&43
Instrument DateAug 23, 2021
Instrument2021234455
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyRAVENSWOOD TITLE COMPANY LLC, REVENSWOOD TITLE COMPANY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2603 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820

Mortgage

Document Number0011883167
DateSep 09, 2021
Instrument11883/167
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address2603 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820
Document Number0113820491
Instrument DateSep 08, 2020
Transaction TypeMortgage
Record UpdatedOct 07, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2603 BROOKSIDE BLUFF LOOP LAKELAND FL 338130820, LAKELAND, FL 33813-0820

Mortgage

Document Number0113820491
DateSep 21, 2020
Book Page011382/000491
Instrument196413
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 20, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address2603 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820
Document Number0110901305
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedJan 23, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2603 BROOKSIDE BLUFF LOOP LAKELAND FL 338130820, LAKELAND, FL 33813-0820

Mortgage

Document Number0110901305
DateDec 30, 2019
Book Page011090/001305
Instrument276039
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term240 Months
DueDec 29, 2039

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 02, 2018
Property Address2603 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820
Document Number0104120632
Book / Page010412 / 000632
Instrument DateFeb 27, 2018
Instrument47054
Transaction TypeTransfer
Record UpdatedMay 03, 2018
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,099.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 ROBERTSON DR

Mortgage

Document Number104120633
DateMar 02, 2018
Book Page010412/000633
Instrument47055
Lender
NameNORTHPOINT MTG
TypeMortgage Company
AddressFISKDALE, MA 01518
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term240 Months
DueMar 01, 2038

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,198.00 (-11.46%)$402,071 (-0.83%) Land $72,000 Building $330,071$402,071 (-0.83%) Land $72,000 Building $330,071
2023$5,871.00 (+64.96%)$405,456 (+48.32%) Land $70,000 Building $335,456$405,456 (+17.98%) Land $70,000 Building $335,456
2022$3,559.00 Homeowner's exemption$273,362$343,669 Land $50,000 Building $293,669

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 385 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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