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2603 Bluewave Dr, Middleburg, FL 32068 Property Records

Clay County property record for 2603 Bluewave Dr, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,900 sqft · built 2007
Lot Size0.224 acres (9,740 sqft)
OwnerIndividual Name on Record
Last Sale$301,300 (Jun 2007)
Deeds & MortgagesJul 2026 Sale
Jan 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN24-05-24-006564-013-19

Property Details

APN / Parcel Number

Primary APN24-05-24-006564-013-19

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area3,900 sqft Living Area
Gross Area4,488 sqft
1st Floor Area1,740 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,740 sqft (0.224 acres)
Garage TypeAttached
Garage Area588 sqft
Pool Area420 sqft
PorchPatio
Porch Area332 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2603 BLUEWAVE DR
CityMIDDLEBURG
StateFL
Zip32068-1733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 19 RAVINES CROSSING UNIT 3 AS REC OR 2913 PG 1727
Legal Range24E
Legal Township05S
Legal Section24
Legal SubdivisionRAVINES CROSSING UNIT 3
Legal Lot Number19
Legal Unit3AS
JurisdictionCLAY FL
Township / Civil DivisionPENNEY FARMS
Census Block Group1
Census Block1000
Census Tract31203

Owner

Source: Clay County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address145 AMBERWOOD DR, FORT STEWART, GA 31315-1780
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 1, 2018Loan Modification, Mortgage · Conventional with PMI
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2007 · Amount on Record
Deed SaleJun 26, 2007 · Amount on Record
Deed Document Number200739162
Deed Book / Page2913 / 1727
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionCLAY FL
Recording DateJul 6, 2026
Property Address2603 BLUEWAVE DR, MIDDLEBURG, FL 32068-1733
Document Number0000032990
Book / Page5063 / 39
Instrument DateJul 6, 2026
Instrument202632990
Transaction TypeTransfer
Record UpdatedJul 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLAY FL
Property Address2603 BLUEWAVE DR, MIDDLEBURG, FL 32068-1733
Document Number0040490615
Book / Page004049 / 000615
Instrument DateJan 1, 2018
Transaction TypeMortgage
Record UpdatedJan 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2603 BLUEWAVE DR MIDDLEBURG FL 320681733, MIDDLEBURG, FL 32068-1733

Mortgage

Document Number0040490615
DateJan 22, 2018
Book Page004049/000615
Instrument3438
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43219-6009
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 21, 2048
Interest
Rate3.87%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$217,886 (+14.63%)$506,015 (+9.56%) Land $50,000 Building $456,015
2023Disabled Person's exemption Veteran's exemption$190,084$461,844 Land $50,000 Building $411,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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