2603 Ascot Loop, The Villages, FL 32162 Property Records

Sumter County property record for 2603 Ascot Loop, The Villages, FL 32162

Property Summary

Property Type	Single Family Home
Details	1,156 sqft · built 2003
Lot Size	0.081 acres (3,560 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jul 2024)
Tax Bill	$1,424 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D16M042`

Property Details

APN / Parcel Number

Primary APN	`D16M042`
Alternative APN	`1016593`

Interior

Building Area	1,156 sqft Heated Area

Exterior

Year Built	Built 2003
Architectural Style	Other
Construction Type	Steel Frame
Lot Area	3,560 sqft (0.081 acres)
Lot Dimensions	89 ft deep x 40 ft wide
Garage Area	217 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	110 sqft

Location & Zoning

Account Number	1016593
Street Address	2603 ASCOT LOOP
City	THE VILLAGES
State	FL
Zip	32162-6320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 THE VILLAGES OF SUMTER HIALEAH VILLAS REPLAT PB 6 PGS 36-36A
Legal Range	23E
Legal Township	18S
Legal Section	16
Legal Subdivision	VILLAGES OF SUMTER HIALEAH VIL
Legal Lot Number	42
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	3
Census Block	3053
Census Tract	911203

Owner

2603 Ascot Loop is owned and occupied by an individual who bought it in July 2024.

Source: Sumter County records, as of December 19, 2025

Owner of Record	Individual Name on File
Mailing Address	2603 ASCOT LOOP, THE VILLAGES, FL 32162-6320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Aug 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 27, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2024 · Amount on File
Deed Sale	Jul 8, 2024 · Amount on File
Prior Sale	Feb 23, 2005 · Amount on File
Deed Document Number	202460027136
Deed Book / Page	4679 / 264
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2603 ASCOT LOOP, THE VILLAGES, FL 32162-6320
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2603 ASCOT LOOP, THE VILLAGES, FL 32162-6320

Mortgage

Document Number	0041910366
Date	Jan 31, 2022
Book Page	4191/366
Instrument	202260004703

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2603 ASCOT LOOP, THE VILLAGES, FL 32162-6320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032900053
Date	Aug 3, 2017
Book Page	3290/0053
Instrument	201760025712

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2603 ASCOT LOOP, THE VILLAGES, FL 32162-6320
Document Number	0034640500
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2603 ASCOT LOOP THE VILLAGES FL 321626320, THE VILLAGES, FL 32162-6320

Mortgage

Document Number	0034640500
Date	Sep 13, 2018
Book Page	003464/000500
Instrument	60032725

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2048

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$156,960	$220,340 Land $21,360 Building $198,980
2024	$1,424.00 (+18.08%)
2023	$1,206.00 (+4.06%) Additional exemption filed	$121,200 (+3%)	$222,870 (+12.9%) Land $14,240 Building $208,630
2022	$1,159.00 Homeowner's exemption	$117,670	$197,400 Land $14,200 Building $183,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2603 Ascot Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2603 Ascot Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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