2603 2nd St, Richlands, VA 24641 Property Records

Tazewell County property record for 2603 2nd St, Richlands, VA 24641

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 7,580 sqft · built 1960
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Apr 2005)
Tax Bill	$18 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2014 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105A410930001-0004`

Property Details

APN / Parcel Number

Primary APN	`105A410930001-0004`
Alternative APN	`21287`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	7,580 sqft Gross Area
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1992
Exterior Material	Stone
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Terrain	Steep
Canopy	588 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21287
Street Address	2603 2ND ST, 2607
City	RICHLANDS
State	VA
Zip	24641
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOTS 1-4 SEC 93 PLAN C C V C & I MAP
Legal Subdivision	PLAN C TOWN OF RICHLANDS
Legal Lot Number	1-4
Jurisdiction	TAZEWELL VA
Township / Civil Division	NORTHWESTERN
Census Block Group	1
Census Block	1055
Census Tract	20900

Owner

Source: Tazewell County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1522, CEDAR BLUFF, VA 24609-1522
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Commercial Mortgage FIRST SENTINEL BANK
May 5, 2014	Deed of Trust, Mortgage · Line of Credit FIRST SENTINEL BANK
Apr 18, 2005	Deed, Transfer · Seller Carry-Back DAVID S HORTON ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2005 · Amount on Record
Deed Sale	Apr 18, 2005 · Amount on Record
Deed Document Number	20051692
Deed Book / Page	937 / 564
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL VA
Property Address	2603 2ND ST # 2607, 2607, RICHLANDS, VA 24641
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1522, CEDAR BLUFF, VA 24609-1522

Mortgage

Document Number	0202600784
Date	Mar 31, 2026
Instrument	202600784

Lender

Name	FIRST SENTINEL BANK
Type	Bank
Address	RICHLANDS, VA 24641

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL VA
Property Address	2603 2ND ST # 2607, 2607, RICHLANDS, VA 24641
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014/06139
Date	May 5, 2014
Book Page	2014/06139
Instrument	140001310

Lender

Name	FIRST SENTINEL BANK
Address	RICHLANDS, VA 24641

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 2, 2024

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Change Frequency	Monthly

April 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	TAZEWELL VA
Recording Date	Apr 18, 2005
Property Address	2603 2ND ST # 2607, 2607, RICHLANDS, VA 24641
Document Number	000937/000564
Book / Page	000937 / 000564
Instrument Date	Apr 15, 2005
Instrument	050001692
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	00000
Investor	Possibly a Property Investor

Mortgage

Document Number	0050001693
Date	Apr 18, 2005
Instrument	050001693

Lender

Name	DAVID S HORTON ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Tazewell County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Tazewell County
Municipality	Richlands Town
Unified School District	Tazewell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18.00 (-99.14%)	$328,300 (-8.7%) Land $50,000 Building $278,300	$328,300 (-8.7%) Land $50,000 Building $278,300
2023		$359,600 Land $60,000 Building $299,600	$359,600 Land $60,000 Building $299,600
2019	$2,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	41 (1978–2025)
Claims Outside the SFHA	2 of 41
Most Recent Claim	Feb 2025 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 2025 · 5 claims Severe Storms And Flooding, Nov 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 60% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RICHLANDS serves 4,564 people · EPA ID VA1185695
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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