2603 175th St, Calmar, IA 52132 Property Records

Winneshiek County property record for 2603 175th St, Calmar, IA 52132

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 2,040 sqft · built 2011
Lot Size	5.55 acres (241,758 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,732 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`142830001100`

Property Details

APN / Parcel Number

Primary APN	`142830001100`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,040 sqft Living Area
Basement Area	2,040 sqft
Unfinished Basement	2,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	241,758 sqft (5.55 acres)
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2603 175TH ST
City	CALMAR
State	IA
Zip	52132-7511
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 2 NE SW & LOT 1 SE SW
Legal Range	09W
Legal Township	97N
Legal Section	28
Legal Lot Number	1,2
Jurisdiction	WINNESHIEK IA
Township / Civil Division	CALMAR
Census Block Group	1
Census Block	1032
Census Tract	950500

Owner

2603 175th St, a rural home, is owned and occupied by two individuals who acquired it in May 2011.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2603 175TH ST, CALMAR, IA 52132-7511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit DECORAH BANK AND TRUST
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 23, 2011
Transfer Doc	02011/1480
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Recording Date	Jun 16, 2026
Property Address	2603 175TH ST, CALMAR, IA 52132-7511
Document Number	0000001389
Book / Page	2026 / 1389
Instrument Date	Jun 9, 2026
Instrument	20261389
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2603 175TH ST, CALMAR, IA 52132-7511

Mortgage

Document Number	0000001389,
Date	Jun 16, 2026
Book Page	2026/1389
Instrument	20261389

Lender

Name	DECORAH BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 18, 2036

Interest

Rate	6.36%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2603 175TH ST, CALMAR, IA 52132-7511
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002021/3
Date	Jan 4, 2021
Book Page	2021/3
Instrument	2021 0003

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2603 175th St was $3,732 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	South Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,732.00	$317,370 (-) Land $6,950 Building $310,420	$317,370 (-) Land $6,950 Building $310,420
2025	$3,732.00 (+16.63%) Homeowner's exemption	$317,370 Land $6,950 Building $310,420	$317,370 Land $6,950 Building $310,420
2024	$3,200.00
2023		$274,990 (+15.54%) Land $5,130 Building $269,860	$274,990 Land $5,130 Building $269,860
2022	$3,098.00 Homeowner's exemption	$238,010 Land $4,130 Building $233,880
2021			$238,010 Land $4,130 Building $233,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2603 175th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2021)
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2603 175th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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