2602 Torquay Loop, North Chesterfield (Richmond), VA 23236 Property Records

Chesterfield County property record for 2602 Torquay Loop, North Chesterfield, VA 23236

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,125 sqft · built 1980
Lot Size	0.286 acres (12,458 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Nov 2015)
Tax Bill	$3,674 (2026)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03910090100A006`

Property Details

APN / Parcel Number

Primary APN	`03910090100A006`
Alternative APNs	`756-69-12-88-200-000` `376720001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,125 sqft Finished Area
1st Floor Area	259 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Tile
Lot Area	12,458 sqft (0.286 acres)
View / Lot	Cul-de-sac
Patio Area	96 sqft
Storage Building	231 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	376720001
Street Address	2602 TORQUAY LOOP
City	NORTH CHESTERFIELD
State	VA
Zip	23236-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	BEXLEY COSMO RSB L6BK A PH 1
Legal Subdivision	BEXLEY COSMOPOLITAN
Legal Phase	1
Legal Block	A
Legal Lot Number	6
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	1
Census Block	1007
Census Tract	100208

Owner

2602 Torquay Loop is owned and occupied by an individual who bought it in November 2015.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2602 TORQUAY LOOP, NORTH CHESTERFIELD, VA 23236-1352
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2015 · Amount on File
Deed Sale	Nov 2, 2015 · Amount on File
Prior Sale	Mar 21, 2001
Deed Document Number	201541536
Deed Book / Page	11042 / 46
Transfer Doc	4031000480
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	2602 TORQUAY LOOP, NORTH CHESTERFIELD, VA 23236-1352
Document Number	12494255
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 TORQUAY LOOP NORTH CHESTERFIELD VA 232361352, NORTH CHESTERFIELD, VA 23236-1352

Mortgage

Document Number	12494255
Date	Oct 21, 2019
Book Page	012494/000255
Instrument	42433

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2602 Torquay Loop was $3,674.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,674.00	$410,000 (+3.74%) Land $72,000 Building $338,000	$410,000 (+3.74%) Land $72,000 Building $338,000
2025		$395,200 Land $68,000 Building $327,200	$395,200 Land $68,000 Building $327,200
2023	$3,236.00	$352,900 Land $60,000 Building $292,900	$352,900 Land $60,000 Building $292,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2602 Torquay Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2602 Torquay Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Torquay Loop

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