2602 Thomas St, La Crosse, WI 54603 Property Records

La Crosse County property record for 2602 Thomas St, La Crosse, WI 54603

Property Summary

Property TypeSingle Family Home
Lot Size0.219 acres (9,583 sqft)
OwnerCompany Name on Record
Last Sale$345,000 (Sep 2022)
Tax Bill$3,808 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN004-002081-000

Property Details

APN / Parcel Number

Primary APN004-002081-000
Alternative APNs
  • 4 2081 0
  • 4711

Exterior

Lot Area9,583 sqft (0.219 acres)

Location & Zoning

Account Number4711
Old Parcel Number4 2081 0
Street Address2602 THOMAS ST
CityLA CROSSE
StateWI
Zip54603-8511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAUMGARTNER ADDITION LOT 11 BLOCK 2
Legal Range08
Legal Township16
Legal Section13
Legal QuarterNE
Quarter-Quarter SectionNE
Legal SubdivisionBAUMGARTNER ADDITION
Legal Block2
Legal Lot Number11
JurisdictionLA CROSSE WI
Township / Civil DivisionCAMPBELL
Census Block Group2
Census Block2025
Census Tract10300

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUNDERSON CU
Jul 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUNDERSEN CU
Sep 30, 2022Warranty Deed, Transfer · Conventional Mortgage
ALTRA FCU
Nov 11, 2021Warranty Deed, Transfer · Conventional Mortgage
FOX COMMUNITIES CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2022 · Amount on Record
Deed SaleSep 30, 2022 · Amount on Record
Prior SaleSep 30, 2022 · Amount on Record
Deed Document Number0001800245
Last Transfer DateApr 21, 2025
Transfer Doc0001832400
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address2602 THOMAS ST, LA CROSSE, WI 54603-8511
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001747519
DateJun 8, 2020
Instrument1747519
Lender
NameGUNDERSON CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 16, 2035
Interest
Rate TypeFixed Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address2602 THOMAS ST, LA CROSSE, WI 54603-8511
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001776033
DateJul 6, 2021
Instrument1776033
Lender
NameGUNDERSEN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 15, 2036
Interest
Rate TypeFixed Rate

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateSep 30, 2022
Property Address2602 THOMAS ST, LA CROSSE, WI 54603-8511
Document Number0001800245
Instrument DateSep 29, 2022
Instrument1800245
Transaction TypeTransfer
Record UpdatedOct 19, 2022
Title CompanyTOWN & COUNTRY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,035.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001800246
DateSep 30, 2022
Instrument1800246
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.13%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2020
Change FrequencyAnnually
Min Rate At Change3.13%
Max Rate At Change7.13%
Index1-Year CMT
Max Rate11.1%

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateNov 11, 2021
Property Address2602 THOMAS ST, LA CROSSE, WI 54603-8511
Document Number0001784311
Instrument DateNov 5, 2021
Instrument1784311
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$957.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2602 THOMAS ST, LA CROSSE, WI 54603-8511

Mortgage

Document Number0001784312
DateNov 11, 2021
Instrument1784312
Lender
NameFOX COMMUNITIES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.75%
Index1-Year CMT

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
County SubdivisionCampbell Town
Unified School DistrictLa Crosse School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,808.00 (+12.3%) Homeowner's exemption$322,600 (+76.67%) Land $65,200 Building $257,400$341,000 (+86.75%)
2023$3,391.00 Homeowner's exemption$182,600 Land $35,300 Building $147,300$182,600 Land $35,300 Building $147,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims16 (1986–2023)
Claims Outside the SFHA6 of 16
Most Recent ClaimApr 2023 · river or lake flooding
Claims by Event
  • Flooding, Severe Storms And Tornadoes, Jun 2001 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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