2602 Simpson Ave, Chattanooga, TN 37415 Property Records

Hamilton County property record for 2602 Simpson Ave, Chattanooga, TN 37415

Property Summary

Property TypeSingle Family Home
Details1 ba · 900 sqft · built 1955
Lot Size0.205 acres (8,963 sqft)
OwnerCompany Name on File
Tax Bill$838 (2025)
Deeds & MortgagesMay 2023 Mortgage
Feb 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN117L F 001

Property Details

APN / Parcel Number

Primary APN117L F 001
Alternative APN
  • 0000042806

Interior

Full Baths1 Bath
Stories1 Story
Building Area900 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1980
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,963 sqft (0.205 acres)
Lot Dimensions170 ft deep x 52.5 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000042806
Street Address2602 SIMPSON AVE
CityCHATTANOOGA
StateTN
Zip37415-5728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionLTS 126-128 SHERRILL SUB OAK- WOOD ADD PB 9 PG 13
Legal SubdivisionSHERRILL SUB OAKWOOD
Legal Lot Number126,127
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group3
Census Block3020
Census Tract10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address3314 WINDSOR CT, CHATTANOOGA, TN 37411-4220
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 9, 2023Deed of Trust, Mortgage
NEW DIRECTION TRUST COMPANY FBO
Feb 27, 2026Quit Claim Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
May 9, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
BRIDGE SOUTH INVESTMENTS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 24, 2026
Transfer Doc0000000113
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2602 SIMPSON AVE, CHATTANOOGA, TN 37415-5728
Transaction TypeMortgage
Record UpdatedMar 10, 2026
Title CompanyRINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000000129
DateMay 9, 2023
Book Page13284/808
Instrument2023050900129
Lender
NameNEW DIRECTION TRUST COMPANY FBO
TypeNon-Lending Institution
Agreement
AmountAmount on Record
Term24 Months
DueMay 7, 2025

February 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateFeb 27, 2026
Property Address2602 SIMPSON AVE, CHATTANOOGA, TN 37415-5728
Document Number0000000113
Book / Page14210 / 206
Map ReferenceMB 9 PG 13
Instrument DateFeb 24, 2026
Instrument2026022700113
Transaction TypeTransfer
Record UpdatedMar 10, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3314 WINDSOR CT, CHATTANOOGA, TN 37411-4220

Mortgage

Document Number0014210210
DateFeb 27, 2026
Instrument14210/210
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term481 Months
DueMar 1, 2066
Prepayment Penalty00 Months

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 9, 2022
Property Address2602 SIMPSON AVE, CHATTANOOGA, TN 37415-5728
Document Number0000000343
Book / Page12951 / 710
Map ReferenceMB 9 PG 13
Instrument DateMay 5, 2022
Instrument2022050900343
Transaction TypeTransfer
Record UpdatedJan 1, 2026
Title CompanyENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$499.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3314 WINDSOR CT, CHATTANOOGA, TN 37411-4220
InvestorPossibly a Property Investor

Mortgage

Document Number0129510713
DateMay 9, 2022
Instrument12951-0713
Lender
NameBRIDGE SOUTH INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term13 Months
DueJun 1, 2023

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityRed Bank City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$838.00 (+31.14%)$55,350 (+93.53%)$221,400 (+93.53%) Land $70,000 Building $151,400
2024$639.00 (-46.17%)$28,600 (-)$114,400 (-) Land $35,000 Building $79,400
2023$1,187.00 (+19.42%)$28,600 (-)$114,400 (-) Land $35,000 Building $79,400
2022$994.00$28,600$114,400 Land $35,000 Building $79,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims13 (1996–2015)
Most Recent ClaimDec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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