2602 Santee River Rd, Saint Stephen, SC 29479 Property Records

Berkeley County property record for 2602 Santee River Rd, Saint Stephen, SC 29479

Property Summary

Property Type	Mobile Home
Details	2,353 sqft · built 2019
Lot Size	9.74 acres (424,274 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Mar 2020)
Tax Bill	$1,992 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-00-00-020`

Property Details

APN / Parcel Number

Primary APN	`038-00-00-020`
Alternative APN	`049-00-01-043`

Interior

Stories	1 Story
Building Area	2,353 sqft Finished Area
Gross Area	3,375 sqft
1st Floor Area	2,353 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Lot Area	424,274 sqft (9.74 acres)
Garage Area	648 sqft
Pool Area	1 sqft
Deck Area	390 sqft
Patio Area	390 sqft

Location & Zoning

Street Address	2602 SANTEE RIVER RD
City	SAINT STEPHEN
State	SC
Zip	29479-3858
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	BERKELEY C
Legal Subdivision	RUSSELLVLE/41 SEC/HARRISTOWN/WEST OF
Jurisdiction	BERKELEY SC
Township / Civil Division	ST. STEPHEN
Census Block Group	2
Census Block	2001
Census Tract	20201

Owner

2602 Santee River Rd, a mobile home, is owned and occupied by an individual who bought it in March 2020.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2602 SANTEE RIVER RD, SAINT STEPHEN, SC 29479-3858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Mar 5, 2020	Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2020 · Amount on File
Deed Sale	Mar 5, 2020 · Amount on File
Deed Document Number	20208093
Deed Book / Page	3292 / 525
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	2602 SANTEE RIVER RD, SAINT STEPHEN, SC 29479-3858
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 SANTEE RIVER RD, SAINT STEPHEN, SC 29479-3858

Mortgage

Document Number	04711/0901
Date	Nov 15, 2023
Book Page	4711/901
Instrument	2023034846

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Apr 1, 2050

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Mar 5, 2020
Property Address	2602 SANTEE RIVER RD, SAINT STEPHEN, SC 29479-3858
Document Number	03292/0525
Book / Page	3292 / 525
Map Reference	MB A813 PG 199
Instrument Date	Feb 28, 2020
Instrument	2020008093
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$943.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2602 SANTEE RIVER RD, SAINT STEPHEN, SC 29479-3858

Mortgage

Document Number	2020008094
Date	Mar 5, 2020
Instrument	2020008094

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2602 Santee River Rd was $1,992 with a homeowner's exemption, up 2.8% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,205 (+2,171.86%) Land $135,957 Building $159,248	$466,400 (-) Land $214,800 Building $251,600
2025	$1,992.00 (+2.79%)	$12,994 (-) Land $6,624 Building $6,370	$466,400 (-) Land $214,800 Building $251,600
2024	$1,938.00 Homeowner's exemption	$12,994 Land $6,624 Building $6,370	$466,400 Land $214,800 Building $251,600
2022	$1,891.00 Homeowner's exemption	$11,274 Land $5,514 Building $5,760	$256,700 Land $112,700 Building $144,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2602 Santee River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2602 Santee River Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Cable	2,000 / 500

Cell Coverage

No cell data coverage reported

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