2602 S Post Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 2602 S Post Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,036 sqft · built 1981
Lot Size	0.442 acres (19,291 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Mar 2019)
Tax Bill	$820 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1323963`

Property Details

APN / Parcel Number

Primary APN	`1323963`
Alternative APN	`3783`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,036 sqft Finished Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Exterior Material	Brick
Lot Area	19,291 sqft (0.442 acres)
Lot Dimensions	191 ft deep x 101 ft wide
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	96 sqft
Storage Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1323963
Street Address	2602 S POST RD
City	SHELBY
State	NC
Zip	28152-8213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	HWY 180
Legal Subdivision	MAPLE VALLEY
Legal Block	1
Legal Lot Number	12
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3025
Census Tract	951601

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2602 S POST RD, SHELBY, NC 28152-8213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2019	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
Aug 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Deed Document Number	2019200024335
Deed Book / Page	1788 / 696
Record Updated	Sep 20, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 22, 2019
Property Address	2602 S POST RD, SHELBY, NC 28152-8213
Document Number	0017880696
Book / Page	1788 / 0696
Map Reference	MB 12 PG 79
Instrument Date	Mar 21, 2019
Instrument	200024335
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6701 GOLD MINE RD, 6701, MORGANTON, NC 28655-7167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 GRACE LN, GROVER, NC 28073-9609

Mortgage

Document Number	0200024336
Date	Mar 22, 2019
Instrument	200024336

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 28, 2018
Property Address	2602 S POST RD, SHELBY, NC 28152-8213
Document Number	0017750256
Book / Page	001775 / 000256
Instrument Date	Aug 24, 2018
Instrument	17441
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 S POST RD SHELBY NC 281528213, SHELBY, NC 28152-8213

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 26, 2018
Property Address	2602 S POST RD, SHELBY, NC 28152-8213
Document Number	0017721636
Book / Page	001772 / 001636
Instrument Date	Jul 25, 2018
Instrument	16207
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$188.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2311 BERWICK RD SHELBY NC 281529091, SHELBY, NC 28152-9091

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,186 (-) Land $14,013 Building $115,173	$129,186 (-) Land $14,013 Building $115,173
2025	$820.00	$129,186 (+63.48%) Land $14,013 Building $115,173	$129,186 (+63.48%) Land $14,013 Building $115,173
2023		$79,022 Land $10,314 Building $68,708	$79,022 Land $10,314 Building $68,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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