Delaware County property record for 2602 S Main St, Jay, OK 74346
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,425 sqft · built 2002 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $69,000 (Dec 2018) |
| Tax Bill | $1,053 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit May 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22N23E-11-2-50999-000-0000 |
| Primary APN | 22N23E-11-2-50999-000-0000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,425 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 594 sqft |
| Porch | Slab |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13941 |
|---|---|
| Street Address | 2602 S MAIN ST |
| City | JAY |
| State | OK |
| Zip | 74346-4301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 11-22-23 PT S2 S2 NW DESCRIBED AS: BEG 60' W OF SE COR SE SW NW; NW 11 DEG 485'; E 531.30'; S 480'; W 432' TO POB 2193-549 |
| Legal Range | 23E |
| Legal Township | 22N |
| Legal Section | 11 |
| Legal Subdivision | JAY-X LAND |
| Jurisdiction | DELAWARE OK |
| Township / Civil Division | JAY |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 376000 |
Source: Delaware County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1601, JAY, OK 74346-1601 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| May 18, 2023 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Sep 17, 2021 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Dec 28, 2018 | Warranty Deed, Transfer · FHA Mortgage ASSOCIATED MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2018 · Amount on Record |
| Deed Sale | Dec 28, 2018 · Amount on Record |
| Deed Document Number | 201810418 |
| Deed Book / Page | 2265 / 364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OK |
| Property Address | 2602 S MAIN ST, JAY, OK 74346-4301 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1601, JAY, OK 74346-1601 |
| Document Number | 002642/733 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 2642/733 |
| Instrument | I-2026-002126 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | GROVE, OK 74344 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 11, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OK |
| Property Address | 2602 S MAIN ST, JAY, OK 74346-4301 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 41999 S 600 RD, JAY, OK 74346 |
| Document Number | 0002488/74 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 2488/74 |
| Instrument | I-2023-004122 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | JAY, OK 74346 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Apr 4, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OK |
| Property Address | 2602 S MAIN ST, JAY, OK 74346-4301 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1601, JAY, OK 74346-1601 |
| Document Number | 2403/168 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 2403/168 |
| Instrument | 2021-010044 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | JAY, OK 74346 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 13, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OK |
| Recording Date | Dec 28, 2018 |
| Property Address | 2602 S MAIN ST, JAY, OK 74346-4301 |
| Document Number | 002265/364 |
| Book / Page | 2265 / 364 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 2018-010418 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Title Company | GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $103.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1587, JAY, OK 74346-1587 |
| Investor | Possibly a Property Investor |
| Document Number | 2018010419 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 2018-010419 |
| Name | ASSOCIATED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Delaware County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Delaware County |
| Municipality | Jay City |
| Unified School District | Jay Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,167 (+3%) Land $1,448 Building $10,719 | $105,805 (-33.57%) Land $12,593 Building $93,212 | |
| 2025 | $1,053.00 (+1.06%) | $11,813 (+3%) Land $1,406 Building $10,407 | $159,282 (+0.82%) Land $17,750 Building $141,532 |
| 2024 | $1,042.00 (+5.68%) | $11,469 (+3%) Land $1,365 Building $10,104 | $157,987 (+20.85%) Land $17,750 Building $140,237 |
| 2023 | $986.00 | $11,135 Land $1,331 Building $9,804 | $130,735 Land $12,500 Building $118,235 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 53% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAY serves 2,482 people · EPA ID OK1021674 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Grand Telephone Company DSL · Fiber in parts of the area | 25 / 3 |
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