2602 Rutledge St, Alton, IL 62002 Property Records

Madison County property record for 2602 Rutledge St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1943
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Nov 2025)
Tax Bill	$1,614 (2025)
Deeds & Mortgages	Nov 2025 Sale Apr 2021 Sale & Mortgage + 1 more
APN	`23-2-07-02-05-101-024`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-02-05-101-024`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	50 ft deep x 108 ft wide
Garage Type	Detached
Garage Area	300 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2602 RUTLEDGE ST
City	ALTON
State	IL
Zip	62002-4259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELFGENS BERT F SUBD LOT 2 105X50
Legal Subdivision	ELFGENS BERT F SUBD
Legal Lot Number	2
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	2
Census Block	2002
Census Tract	402200

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2602 RUTLEDGE ST, ALTON, IL 62002-4259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Warranty Deed, Transfer SERENITY TITLE
Apr 13, 2021	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 10, 2019	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Apr 13, 2021 · Amount on Record
Deed Document Number	202532219
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 14, 2025
Property Address	2602 RUTLEDGE ST, ALTON, IL 62002-4259
Document Number	0000032219
Map Reference	PB 14 PG 15
Instrument Date	Nov 10, 2025
Instrument	2025R32219
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	SERENITY TITLE

Transaction

Amount	Amount Recorded
Tax	$142.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2602 RUTLEDGE ST, ALTON, IL 62002-4259

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 13, 2021
Property Address	2602 RUTLEDGE ST, ALTON, IL 62002-4259
Document Number	0000015972
Map Reference	PB 14 PG 15
Instrument Date	Apr 5, 2021
Instrument	2021R15972
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	SERENITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 RUTLEDGE ST, ALTON, IL 62002-4259

Mortgage

Document Number	0000015973
Date	Apr 13, 2021
Instrument	2021R15973

Lender

Name	GUILD MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000015974
Date	Apr 13, 2021
Instrument	2021R15974

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 10, 2019
Property Address	2602 RUTLEDGE ST, ALTON, IL 62002-4259
Document Number	0000011061
Map Reference	PB 14 PG 15
Instrument Date	Apr 5, 2019
Instrument	2019R11061
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	SERENITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5108 FOXGLOVE LN, GODFREY, IL 62035-1689

Mortgage

Document Number	0000011062
Date	Apr 10, 2019
Instrument	2019R11062

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,614.00 (+12.4%) Homeowner's exemption	$26,170 (+10.56%) Land $2,280 Building $23,890	$78,510 (+10.56%) Land $6,840 Building $71,670
2024	$1,436.00 (+22.84%)	$23,670 (+22.45%) Land $2,060 Building $21,610	$71,010 (+22.33%) Land $6,180 Building $64,830
2022	$1,169.00	$19,330 Land $1,680 Building $17,650	$58,048 Land $5,045 Building $53,003

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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