2602 McPhail Rd, Lumberton, NC 28358 Property Records

Robeson County property record for 2602 McPhail Rd, Lumberton, NC 28358

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft · built 2007
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,500 (Sep 2006)
Tax Bill	$1,380 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`290102082`

Property Details

APN / Parcel Number

Primary APN	`290102082`
Alternative APN	`1055985`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,668 sqft Finished Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Traditional
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	100 ft deep x 132 ft wide
Garage Area	462 sqft
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1055985
Street Address	2602 MCPHAIL RD
City	LUMBERTON
State	NC
Zip	28358-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	LT 63 BRITTSWOOD SUB SEC
Legal Subdivision	BRITTSWOOD SUB
Legal Lot Number	63
Jurisdiction	ROBESON NC
Township / Civil Division	LUMBERTON
Census Block Group	4
Census Block	4009
Census Tract	961302

Owner

Source: Robeson County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2602 MCPHAIL RD, LUMBERTON, NC 28358-4302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 26, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2006 · Amount on Record
Deed Sale	Sep 5, 2006 · Amount on Record
Prior Sale	Aug 12, 2005 · Amount on Record
Deed Document Number	200610532
Deed Book / Page	1557 / 799
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	2602 MCPHAIL RD, LUMBERTON, NC 28358-4302
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 MCPHAIL RD, LUMBERTON, NC 28358-4302

Mortgage

Document Number	002413/755
Date	Jul 17, 2023
Book Page	2413/755
Instrument	2023006723

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	2602 MCPHAIL RD, LUMBERTON, NC 28358-4302
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2226/290
Date	Apr 29, 2020
Book Page	2226/290
Instrument	2020003274

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Apr 1, 2044

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	2602 MCPHAIL RD, LUMBERTON, NC 28358-4302
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2266/757
Date	Jan 26, 2021
Book Page	2266/757
Instrument	2021000708

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	280 Months
Due	May 1, 2044

Tax Assessment & Valuation

Source: Robeson County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Robeson County
Unified School District	Robeson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,380.00 (-1.78%)	$213,300 (+27.5%) Land $14,900 Building $198,400	$213,300 (+27.5%) Land $14,900 Building $198,400
2023	$1,405.00 Additional exemption filed	$167,300 (-) Land $13,500 Building $153,800	$167,300 (-) Land $13,500 Building $153,800
2022	$1,405.00 Additional exemption filed	$167,300 Land $13,500 Building $153,800	$167,300 Land $13,500 Building $153,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1989–2020)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Nov 2020 · Tropical Storm Eta
Claims by Event	Tropical Storm Eta, Nov 2020 · 2 claims Hurricane Florence, Sep 2018 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LUMBERTON serves 24,460 people · EPA ID NC0378010
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T.

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