2602 Manor St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 2602 Manor St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,070 sqft · built 1960
Lot Size	0.187 acres (8,125 sqft)
Owner	Individual Name on File
Last Sale	$1,000 (Aug 2021)
Tax Bill	$3,700 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2021 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`8813-03-251-008`

Property Details

APN / Parcel Number

Primary APN	`8813-03-251-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,070 sqft Living Area
1st Floor Area	1,070 sqft
Basement Area	1,070 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,125 sqft (0.187 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	192 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2602 MANOR ST
City	WATERLOO
State	IA
Zip	50702-5135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTVIEW SUBDIVISION LOT 116
Legal Range	13W
Legal Township	88N
Legal Section	03
Legal Subdivision	CRESTVIEW SUBDIVISION
Legal Lot Number	116
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1012
Census Tract	1301

Owner

2602 Manor St is owned by an individual who bought it in August 2021.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2509 ROWND ST, CEDAR FALLS, IA 50613-5625
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Aug 16, 2021	Intrafamily Transfer, Transfer
Aug 16, 2021	Intrafamily Transfer, Transfer
Aug 16, 2021	Intrafamily Transfer, Transfer
Aug 16, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 16, 2021	Intrafamily Transfer, Transfer
Aug 21, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Apr 22, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on File
Deed Sale	Aug 16, 2021 · Amount on File
Prior Sale	Aug 16, 2021 · Amount on File
Deed Document Number	20213590
Prior Transfer Date	Mar 4, 2021
Prior Transfer Doc	0000003586
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2602 MANOR ST, WATERLOO, IA 50702-5135
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300010271
Date	Jan 17, 2023
Instrument	202300010271

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2053

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 16, 2021
Property Address	2602 MANOR ST, WATERLOO, IA 50702-5135
Document Number	202200003586
Instrument Date	Mar 4, 2021
Instrument	202200003586
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 CORNWALL AVE, WATERLOO, IA 50702-3812

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 16, 2021
Property Address	2602 MANOR ST, WATERLOO, IA 50702-5135
Document Number	202200003589
Instrument Date	Feb 24, 2021
Instrument	202200003589
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 CORNWALL AVE, WATERLOO, IA 50702-3812

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 16, 2021
Property Address	2602 MANOR ST, WATERLOO, IA 50702-5135
Document Number	202200003590
Instrument Date	Feb 24, 2021
Instrument	202200003590
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 CORNWALL AVE, WATERLOO, IA 50702-3812

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 16, 2021
Property Address	2602 MANOR ST, WATERLOO, IA 50702-5135
Document Number	202200003587
Instrument Date	Feb 23, 2021
Instrument	202200003587
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 CORNWALL AVE, WATERLOO, IA 50702-3812

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 16, 2021
Property Address	2602 MANOR ST, WATERLOO, IA 50702-5135
Document Number	202200003588
Instrument Date	Feb 15, 2021
Instrument	202200003588
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 CORNWALL AVE, WATERLOO, IA 50702-3812

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2602 MANOR ST, WATERLOO, IA 50702-5135
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900002957
Date	Aug 21, 2018
Instrument	201900002957

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	173 Months
Due	Jan 1, 2033

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 22, 2020
Property Address	2602 MANOR ST, WATERLOO, IA 50702-5135
Document Number	202000018273
Instrument Date	Apr 17, 2020
Instrument	202000018273
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	531 COMMERCIAL ST STE 250, 250, WATERLOO, IA 50701-5497

Tax Assessment & Valuation

The 2025 property tax bill for 2602 Manor St was $3,700, up 0.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,700.00 (+0.6%)	$181,340 Land $23,770 Building $157,570	$181,340 Land $23,770 Building $157,570
2024	$3,678.00
2023		$169,560 (+24.65%) Land $23,770 Building $145,790	$169,560 Land $23,770 Building $145,790
2022	$2,988.00	$136,030 Land $23,770 Building $112,260
2021			$136,030 Land $23,770 Building $112,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2602 Manor St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–1990)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2602 Manor St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, T-Mobile, Verizon.

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