2602 Lu Cir, Killeen, TX 76543 Property Records

Bell County property record for 2602 Lu Cir, Killeen, TX 76543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1985
Lot Size	0.243 acres (10,625 sqft)
Owner	Individual Name on Record
Tax Bill	$1,597 (2024)
Deeds & Mortgages	Jan 2026 Sale Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0245855078`

Property Details

APN / Parcel Number

Primary APN	`0245855078`
Alternative APNs	`838465` `11502`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,625 sqft (0.243 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Canopy	100 sqft
Storage Building	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	838465
Street Address	2602 LU CIR
City	KILLEEN
State	TX
Zip	76543-3593
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YELLOW ROSE ADDITION, BLOCK 001, LOT 0027
Legal Subdivision	YELLOW ROSE ADDITION
Legal Block	1
Legal Lot Number	27
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	3
Census Block	3010
Census Tract	22101

Owner

Source: Bell County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2602 LU CIR, KILLEEN, TX 76543-3593
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Warranty Deed, Transfer ORCHARD TITLE
Mar 1, 2024	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Nov 18, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 3, 2018	Warranty Deed, Transfer · FHA Mortgage CONSUMER R/E FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2026
Deed Sale	Jan 5, 2026
Prior Sale	Jan 3, 2018
Deed Document Number	2026000366
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jan 5, 2026
Property Address	2602 LU CIR, KILLEEN, TX 76543-3593
Document Number	0000000366
Map Reference	CAB A SL 343-D
Instrument Date	Dec 30, 2025
Instrument	2026000366
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ORCHARD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 KELLY RD, TITUS, AL 36080-4265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 LU CIR, KILLEEN, TX 76543-3593

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2602 LU CIR, KILLEEN, TX 76543-3593
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 LU CIR, KILLEEN, TX 76543-3593

Mortgage

Document Number	0000008716
Date	Mar 1, 2024
Instrument	2024008716

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	286 Months
Due	Jan 1, 2048

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2602 LU CIR, KILLEEN, TX 76543-3593
Transaction Type	Mortgage
Record Updated	Nov 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 LU CIR, KILLEEN, TX 76543-3593

Mortgage

Document Number	0000075737
Date	Nov 18, 2021
Instrument	2021075737

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Jan 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jan 3, 2018
Property Address	2602 LU CIR, KILLEEN, TX 76543-3593
Document Number	0000000307
Instrument Date	Dec 29, 2017
Instrument	307
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 LU CIR KILLEEN TX 765433593, KILLEEN, TX 76543-3593

Mortgage

Document Number	308
Date	Jan 3, 2018
Instrument	308

Lender

Name	CONSUMER R/E FIN
Type	Funding / Finance Company
Address	FORT LAUDERDALE, FL 33301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Killeen City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,585 (-22.59%) Land $30,000 Building $148,609	$178,609 (+1.23%) Land $30,000 Building $148,609
2024	$1,597.00 (+24.18%)
2023	$1,286.00 (-26.6%) Homeowner's exemption	$176,436 Land $20,000 Building $156,436	$176,436 Land $20,000 Building $156,436
2022	$1,752.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KILLEEN serves 161,027 people · EPA ID TX0140006
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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