2602 Leonard Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2602 Leonard Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,127 sqft · built 1961
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (May 2021)
Tax Bill	$2,302 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`075490A000`

Property Details

APN / Parcel Number

Primary APN	`075490A000`
Alternative APN	`6-006C-4128-05-0015.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,127 sqft Living Area
Gross Area	1,325 sqft
1st Floor Area	1,127 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	198 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	112 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	075490A000
Street Address	2602 LEONARD DR
City	SAINT CHARLES
State	MO
Zip	63301-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PASADENA GARDENS #3 BLK 5 LOT 15
Legal Subdivision	PASEDENA GARDENS #3
Legal Block	5
Legal Lot Number	15
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	1
Census Block	1004
Census Tract	310601

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2602 LEONARD DR, SAINT CHARLES, MO 63301-1311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU
Sep 28, 2020	Deed of Trust, Mortgage · FHA Mortgage JLB CORP
May 25, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Oct 21, 2015 · Amount on Record
Deed Document Number	202145256
Prior Transfer Date	Oct 19, 2007
Prior Transfer Doc	0048671882
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2602 LEONARD DR, SAINT CHARLES, MO 63301-1311
Transaction Type	Mortgage
Record Updated	Aug 23, 2023
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 LEONARD DR, SAINT CHARLES, MO 63301-1311

Mortgage

Document Number	0000031832
Date	Aug 9, 2023
Instrument	2023R-031832

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2033

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2602 LEONARD DR, SAINT CHARLES, MO 63301-1311
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	COPPER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 LEONARD DR, SAINT CHARLES, MO 63301-1311

Mortgage

Document Number	0000071962
Date	Sep 28, 2020
Instrument	2020R-071962

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 25, 2021
Property Address	2602 LEONARD DR, SAINT CHARLES, MO 63301-1311
Document Number	2021R045256
Map Reference	MB 6 PG 36
Instrument Date	May 20, 2021
Instrument	2021R-045256
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2400 N BENTON AVE, 2400, SAINT CHARLES, MO 63301-0932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 LEONARD DR, SAINT CHARLES, MO 63301-1311

Mortgage

Document Number	2021R045257
Date	May 25, 2021
Instrument	2021R-045257

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,578 (-)	$192,516 (-) Land $45,000 Building $147,516
2025	$2,302.00	$36,578 (+2.42%)	$192,516 (+2.42%) Land $45,000 Building $147,516
2023		$35,713
2022			$187,965 Land $35,000 Building $152,965

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1981–1990)
Most Recent Claim	May 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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