Santa Rosa County property record for 2602 Hidden Estates Cir, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,950 sqft · built 2002 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $406,844 (Sep 2025) |
| Tax Bill | $1,466 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-2S-27-1813-00A00-0100 |
| Primary APN | 12-2S-27-1813-00A00-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| Gross Area | 2,518 sqft |
| 1st Floor Area | 1,950 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 109 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Patio Area | 140 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2602 HIDDEN ESTATES CIR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-7859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | HIDDEN ESTATES LOT 10 BLK A AS DES IN OR 2646 PG 112 & OR 3041 PG 767 |
| Legal Range | 27W |
| Legal Township | 2S |
| Legal Section | 12 |
| Legal Subdivision | HIDDEN ESTATES |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10822 |
2602 Hidden Estates Cir is owned and occupied by two individuals who bought it in September 2025.
Source: Santa Rosa County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2602 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 26, 2025 | Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC |
| May 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage 1ST MARINER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2025 · Amount on File |
| Deed Sale | Sep 26, 2025 · Amount on File |
| Prior Sale | Sep 5, 2006 · Amount on File |
| Deed Document Number | 202545401 |
| Deed Book / Page | 4662 / 1759 |
| Prior Transfer Date | Feb 17, 2011 |
| Prior Transfer Doc | 0030410767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2602 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7859 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2602 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7859 |
| Document Number | 0042711840 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 4271/1840 |
| Instrument | 202222815 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 9, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 26, 2025 |
| Property Address | 2602 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7859 |
| Document Number | 0046621759 |
| Book / Page | 4662 / 1759 |
| Map Reference | MB G PG 38 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 202545401 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | COTTON LAND TITLE INC, COTTON LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,848.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 FOUST HOLLOW RD, HEISKELL, TN 37754-2913 |
| Name | Verified Name |
|---|---|
| Address | 2602 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7859 |
| Document Number | 0046621760 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 4662/1760 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2602 HIDDEN ESTATES CIR, NAVARRE, FL 32566-7859 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | FIRST TITLE & ESCROW INC |
| Name | Verified Name |
|---|
| Document Number | 0036251247 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 3625/1247 |
| Instrument | 201720060 |
| Name | 1ST MARINER BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 2602 Hidden Estates Cir was $1,466, up 4.3% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,466.00 (+4.27%) | $157,552 (+2.9%) | $276,769 (+4.69%) Land $48,000 Building $228,769 |
| 2024 | $1,406.00 (+3.08%) Homeowner's exemption Disabled Person's exemption | $153,112 (+3%) | $264,360 (+1.79%) Land $42,000 Building $222,360 |
| 2023 | $1,364.00 (-0.94%) Homeowner's exemption | $148,652 (+3%) | $259,714 (+1.37%) Land $40,000 Building $219,714 |
| 2022 | $1,377.00 Homeowner's exemption | $144,322 | $256,209 Land $38,000 Building $218,209 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2602 Hidden Estates Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2602 Hidden Estates Cir is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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