Buchanan County property record for 2602 Francis St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 1,176 sqft · built 1907 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $262,981 (Sep 2024) |
| Tax Bill | $1,416 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2024 Mortgage + 1 more |
| APN | 06-2.0-09-004-002-101.000 |
| Primary APN | 06-2.0-09-004-002-101.000 |
|---|
| Building Area | 1,176 sqft Base Area |
|---|---|
| 1st Floor Area | 1,176 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Lot Area | 5,600 sqft (0.129 acres) |
| Lot Dimensions | 112 ft deep x 50 ft wide |
| Street Address | 2602 FRANCIS ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:EASTERN EXT LOT:1 BLK:64LGL DESC: |
| Legal Subdivision | EASTERN EXT |
| Legal Block | 64 |
| Legal Lot Number | 1 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 900 |
2602 Francis St is owned and occupied by an individual who bought it in September 2024.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2602 FRANCIS ST, SAINT JOSEPH, MO 64501-3249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 9, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2024 · Amount on File |
| Deed Sale | Sep 9, 2024 · Amount on File |
| Prior Sale | Sep 9, 2019 · Amount on File |
| Deed Document Number | 20247097 |
| Deed Book / Page | 3800 / 661 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2602 FRANCIS ST, SAINT JOSEPH, MO 64501-3249 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2602 FRANCIS ST, SAINT JOSEPH, MO 64501-3249 |
| Document Number | 003766/161 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 3766/161 |
| Instrument | 2021008843 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 9, 2024 |
| Property Address | 2602 FRANCIS ST, SAINT JOSEPH, MO 64501-3249 |
| Document Number | 003800/661 |
| Book / Page | 3800 / 661 |
| Instrument Date | Sep 6, 2024 |
| Instrument | 2024007097 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2602 FRANCIS ST, SAINT JOSEPH, MO 64501-3249 |
| Document Number | 2024007102 |
|---|---|
| Date | Sep 9, 2024 |
| Instrument | 2024007102 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 9, 2019 |
| Property Address | 2602 FRANCIS ST, SAINT JOSEPH, MO 64501-3249 |
| Document Number | 0003741/87 |
| Book / Page | 3741 / 87 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 2019007527 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | PREFERRED TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2602 FRANCIS ST, SAINT JOSEPH, MO 64501-3249 |
| Document Number | 0003741/88 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 3741/88 |
| Instrument | 2019007528 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2602 Francis St was $1,416, up 0.1% from the year before.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,416.00 (+0.07%) | $19,800 Land $2,570 Building $17,230 | $104,160 Land $13,500 Building $90,660 |
| 2024 | $1,415.00 (+21.67%) | ||
| 2023 | $1,163.00 (-0.68%) | $17,750 (-) Land $2,570 Building $15,180 | $93,400 Land $13,500 Building $79,900 |
| 2022 | $1,171.00 | $17,750 Land $2,570 Building $15,180 | |
| 2021 | $93,400 Land $13,500 Building $79,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 2602 Francis St; there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Most Recent Claim | Jun 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2602 Francis St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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