Contra Costa County property record for 2602 Derby Dr, San Ramon, CA 94583
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,437 sqft · built 1986 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | Trust Name on File |
| Last Sale | $970,000 (Dec 2013) |
| Tax Bill | $14,826 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 209-742-013-3 |
| Primary APN | 209-742-013-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,437 sqft Living Area |
| Gross Area | 3,112 sqft |
| 1st Floor Area | 1,383 sqft |
| 2nd Floor Area | 1,054 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 9,975 sqft (0.229 acres) |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2602 DERBY DR |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-4311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T05816 L0063 B |
| Legal Subdivision | MAP/SUB 5816 |
| Legal Tract | 05816 |
| Legal Lot Number | 63 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 345115 |
2602 Derby Dr is owner-occupied and held in a trust since March 2020.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2602 DERBY DR, SAN RAMON, CA 94583-4311 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 26, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2013 · Amount on File |
| Deed Sale | Dec 13, 2013 · Amount on File |
| Prior Sale | Oct 27, 1994 · Amount on File |
| Deed Document Number | 2013287867 |
| Last Transfer Date | Mar 6, 2020 |
| Transfer Doc | 0000058042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2602 DERBY DR, SAN RAMON, CA 94583-4311 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 2602 DERBY DR, SAN RAMON, CA 94583-4311 |
| Document Number | 0000259798 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 2020-259798 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2602 DERBY DR, SAN RAMON, CA 94583-4311 |
| Document Number | 0000064447 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2020 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2602 DERBY DR SAN RAMON CA 945834311, SAN RAMON, CA 94583-4311 |
| Document Number | 0000064447 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 64447 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 2, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 26, 2020 |
| Property Address | 2602 DERBY DR, SAN RAMON, CA 94583-4311 |
| Document Number | 0000058042 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 58042 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2602 DERBY DR SAN RAMON CA 945834311, SAN RAMON, CA 94583-4311 |
The 2025 property tax bill for 2602 Derby Dr was $14,826 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,302,936 (+2%) Land $875,262 Building $427,674 | |
| 2025 | $14,826.00 Homeowner's exemption | $1,277,389 Land $858,100 Building $419,289 |
| 2023 | $13,800.00 (+4.04%) Homeowner's exemption | $1,182,788 Land $824,780 Building $358,008 |
| 2022 | $13,264.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2602 Derby Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2602 Derby Dr is high, ranking above 83% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 62% of California |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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