2602 Cotton Dr, Katy, TX 77493 Property Records

Waller County property record for 2602 Cotton Dr, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	2,680 sqft · built 2018
Lot Size	0.311 acres (13,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$438,400 (Oct 2019)
Tax Bill	$13,849 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`422383-001-023-000`

Property Details

APN / Parcel Number

Primary APN	`422383-001-023-000`
Alternative APNs	`R255170` `255170`

Interior

Stories	1 Story
Building Area	2,680 sqft Living Area
1st Floor Area	2,680 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	13,560 sqft (0.311 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	207 sqft

Location & Zoning

Street Address	2602 COTTON DR
City	KATY
State	TX
Zip	77493-7111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S422383 CANE ISLAND 23 BLK 1 LOT 23 ACRES 0.3113
Legal Subdivision	CANE ISLAND 23
Legal Block	1
Legal Lot Number	23
Jurisdiction	WALLER TX
Township / Civil Division	BROOKSHIRE
Census Block Group	2
Census Block	2000
Census Tract	680100

Owner

Source: Waller County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2602 COTTON DR, KATY, TX 77493-7111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Oct 28, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jul 31, 2018	Vendor's Lien, Transfer · Conventional Mortgage CMC HOME LENDING
Feb 12, 2018	Special Warranty Deed, Construction Loan · Construction Mortgage CROSSFIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2019 · Amount on Record
Deed Sale	Oct 28, 2019 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	20199054
Prior Transfer Date	Oct 21, 2019
Prior Transfer Doc	0000009054
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLER TX
Property Address	2602 COTTON DR, KATY, TX 77493-7111
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	CT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2103021
Date	Mar 22, 2021
Instrument	2103021

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALLER TX
Recording Date	Oct 28, 2019
Property Address	2602 COTTON DR, KATY, TX 77493-7111
Document Number	1909054
Map Reference	FILE 1708598
Instrument Date	Oct 21, 2019
Instrument	1909054
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 COTTON DR, KATY, TX 77493-7111

Mortgage

Document Number	1909055
Date	Oct 28, 2019
Instrument	1909055

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WALLER TX
Recording Date	Jul 31, 2018
Property Address	2602 COTTON DR, KATY, TX 77493-7111
Document Number	1806048
Map Reference	FILE1708598
Instrument Date	Jul 26, 2018
Instrument	1806048
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	NEW MILLENNIUM TITLE COMPANY, MILLENNIUM TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 COTTON DR, KATY, TX 77493-7111

Mortgage

Document Number	1806049
Date	Jul 31, 2018
Instrument	1806049

Lender

Name	CMC HOME LENDING
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

February 2018: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	WALLER TX
Recording Date	Feb 12, 2018
Property Address	2602 COTTON DR, KATY, TX 77493-7111
Document Number	1801085
Map Reference	FILE1708598
Instrument Date	Feb 9, 2018
Instrument	1801085
Transaction Type	Construction Loan
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1908 AVENUE DA300, 1908, KATY, TX 77493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7676 WOODWAY DR STE 104, 104, HOUSTON, TX 77063-1521

Mortgage

Document Number	1801086
Date	Feb 12, 2018
Instrument	1801086

Lender

Name	CROSSFIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Waller County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Katy City
County	Waller County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,849.00 Homeowner's exemption	$542,760 (+2.28%) Land $77,000 Building $465,760	$542,760 (+2.28%) Land $77,000 Building $465,760
2023		$530,640 Land $77,000 Building $453,640	$530,640 Land $77,000 Building $453,640
2021	$210,739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 785 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	785 in force
Nearby Flood Claims	55 (2016–2022)
Claims Outside the SFHA	37 of 55
Most Recent Claim	Sep 2022 · tidal / storm surge
Claims by Event	Hurricane Harvey, Aug 2017 · 49 claims Severe Storms And Flooding, Apr 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KATY serves 25,253 people · EPA ID TX1010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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