Bay County property record for 2602 Cherry St, Panama City, FL 32401
| Property Type | Commercial Office |
|---|---|
| Details | 3 bd · 1 ba · 2,688 sqft · built 2021 |
| Lot Size | 0.326 acres (14,201 sqft) |
| Owner | Company Name on Record |
| Last Sale | $165,000 (Jan 2020) |
| Tax Bill | $2,758 (2025) |
| Deeds & Mortgages | Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25597-000-000 |
| Primary APN | 25597-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 2,688 sqft Total Area |
| 1st Floor Area | 1,344 sqft |
| Interior Walls | Wallboard/Drywall |
| Accessibility Features | Accessibility Features |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 14,201 sqft (0.326 acres) |
| Lot Dimensions | 133 ft deep x 107 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 100 sqft |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2602 CHERRY ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4945 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | PC12 |
| Legal Description | 15 4S 14W -15- BEG 211' W OF NE COR TH W 107' S 133' E 107' TH N 133' TO BEG AS PER |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 15 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 1800 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 960, PANAMA CITY, FL 32402-0960 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2020 · Amount on Record |
| Deed Sale | Jan 21, 2020 · Amount on Record |
| Prior Sale | Jul 12, 2013 · Amount on Record |
| Deed Document Number | 0042142291 |
| Deed Book / Page | 3802 / 0851 |
| Prior Transfer Date | Jun 7, 2016 |
| Prior Transfer Doc | 2016030028 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 24, 2020 |
| Property Address | 2602 CHERRY ST, PANAMA CITY, FL 32401-4945 |
| Document Number | 0042142291 |
| Book / Page | 004214 / 002291 |
| Instrument Date | Jan 21, 2020 |
| Instrument | 6147 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2021 |
| Title Company | DIAMOND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $155.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 960 PANAMA CITY FL 324020960, PANAMA CITY, FL 32402-0960 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,758.00 (-9.4%) | $174,671 (+6.37%) Land $35,289 Building $139,382 | $174,671 (+6.37%) Land $35,289 Building $139,382 |
| 2023 | $3,044.00 (+15.65%) | $164,208 (+1.35%) Land $23,456 Building $140,752 | $164,208 (+1.35%) Land $23,456 Building $140,752 |
| 2022 | $2,632.00 | $162,028 Land $21,276 Building $140,752 | $162,028 Land $21,276 Building $140,752 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 units insured incl. 28 condo units |
| Nearby Flood Claims | 19 (1979–2021) |
| Claims Outside the SFHA | 13 of 19 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, WOW Internet, Cable & Phone.
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