2602 12th St, Cumberland, WI 54829 Property Records

Barron County property record for 2602 12th St, Cumberland, WI 54829

Property Summary

Property Type	Single Family Home
Lot Size	11 acres (483,080 sqft)
Owner	Trust Name on File
Last Sale	$11,500 (Jan 2005)
Tax Bill	$10,364 (2025)
Deeds & Mortgages	Oct 2023 Mortgage May 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-2400-41-000`

Property Details

APN / Parcel Number

Primary APN	`026-2400-41-000`

Exterior

Lot Area	483,080 sqft (11 acres)

Location & Zoning

Street Address	2602 12TH ST
City	CUMBERLAND
State	WI
Zip	54829-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GL 8-3 & PLAT 16-2 PRT GOVT LOT 8 & SE-SE SHOWN AS LOT 1 CSM 34/150 #5028 DOC 701141 (MOS #7518)
Legal Lot Number	8,1
Jurisdiction	BARRON WI
Township / Civil Division	LAKELAND
Census Block Group	4
Census Block	4018
Census Tract	100

Owner

2602 12th St is owner-occupied and held in a trust since July 2021.

Source: Barron County records, as of February 16, 2026

Owner of Record	Trust Name on File
Mailing Address	2602 12TH ST, CUMBERLAND, WI 54829-9671
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage STERLING BANK
May 9, 2018	Deed of Trust, Mortgage · Construction Mortgage STERLING BANK FSB
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage STERLING BANK
Jul 20, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2005 · Amount on File
Deed Sale	Jan 3, 2005 · Amount on File
Prior Sale	Jun 26, 2009
Deed Document Number	0000703614
Deed Book / Page	121
Last Transfer Date	Jul 20, 2021
Transfer Doc	0000879218
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	2602 12TH ST, CUMBERLAND, WI 54829-9671
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000898720
Date	Oct 16, 2023
Instrument	898720

Lender

Name	STERLING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	2602 12TH ST, CUMBERLAND, WI 54829-9671
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000845101
Date	May 9, 2018
Instrument	845101

Lender

Name	STERLING BANK FSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	2602 12TH ST, CUMBERLAND, WI 54829-9671
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000861875
Date	Feb 24, 2020
Instrument	861875

Lender

Name	STERLING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BARRON WI
Recording Date	Jul 20, 2021
Property Address	2602 12TH ST, CUMBERLAND, WI 54829-9671
Document Number	0000879218
Map Reference	MB34 PG150 DOC701141
Instrument Date	Jul 19, 2021
Instrument	879218
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

The 2025 property tax bill for 2602 12th St was $10,364 with a homeowner's exemption.

Source: Barron County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Barron County
County Subdivision	Lakeland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,364.00 Homeowner's exemption	$980,800 Land $445,400 Building $535,400	$1,007,900 Land $457,707 Building $550,193
2023	$8,630.00 Homeowner's exemption	$586,900 Land $315,800 Building $271,100	$884,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2602 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2602 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 12th St

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