2601 Willowbrook Ln, Unit 16, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2601 Willowbrook Ln, Unit 16, Aptos, CA 95003

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 1,029 sqft · built 1988
Lot Size0.02 acres (871 sqft)
OwnerIndividual Name on Record
Last Sale$530,000 (Dec 2019)
Tax Bill$8,130 (2025)
Deeds & MortgagesNov 2021 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN037-511-08

Property Details

APN / Parcel Number

Primary APN037-511-08
Alternative APN
  • 037-511-08-000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,029 sqft Living Area
Gross Area1,229 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCondo/Apartment
Exterior MaterialWood
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area871 sqft (0.02 acres)
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
Deck Area343 sqft
Patio Area343 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2601 WILLOWBROOK LN, 16
CityAPTOS
StateCA
Zip95003-6010
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-4
Legal DescriptionTRACT 933 UNIT 16 LOT 1A
Legal SubdivisionWOODSIDE TERRACE PH I TR 933
Legal Tract933
Legal Lot Number1A
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1013
Census Tract122005

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2601 WILLOWBROOK LN, 16, APTOS, CA 95003-6010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 26, 2019Grant Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2019 · Amount on Record
Deed SaleDec 26, 2019 · Amount on Record
Prior SaleJul 1, 2014 · Amount on Record
Deed Document Number201940932
Prior Transfer DateMay 16, 2013
Prior Transfer Doc0000029709
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2601 WILLOWBROOK LN UNIT 16, 16, APTOS, CA 95003-6010
Transaction TypeMortgage
Record UpdatedNov 23, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2601 WILLOWBROOK LN 16, 16, APTOS, CA 95003-6010

Mortgage

Document Number0000055651
DateNov 9, 2021
Instrument2021-0055651
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 26, 2019
Property Address2601 WILLOWBROOK LN UNIT 16, 16, APTOS, CA 95003-6010
Document Number0000040932
Instrument DateDec 24, 2019
Instrument40932
Transaction TypeTransfer
Record UpdatedJan 15, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$583.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2601 WILLOWBROOK LN #16 APTOS CA 950036010, 16, APTOS, CA 95003-6010

Mortgage

Document Number40933
DateDec 26, 2019
Instrument40933
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 25, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$591,225 (+2%) Land $384,296 Building $206,929
2025$8,130.00 (+10.4%)$579,632 (+4.04%) Land $376,761 Building $202,871
2023$7,364.00 (+1.47%)$557,125 Land $362,131 Building $194,994$563,580
2022$7,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile, Verizon, Xfinity.

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