2601 Water St, Laredo, TX 78040 Property Records

Webb County property record for 2601 Water St, Laredo, TX 78040

Property Summary

Property Type	Single Family Home
Details	713 sqft · built 1996
Lot Size	0.101 acres (4,388 sqft)
Owner	Individual Name on File
Last Sale	$88,500 (Jul 2018)
Tax Bill	$421 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`213-00639-072`

Property Details

APN / Parcel Number

Primary APN	`213-00639-072`
Alternative APN	`164236`

Interior

Stories	1 Story
Building Area	713 sqft Living Area
1st Floor Area	713 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,388 sqft (0.101 acres)
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space
Pool House	280 sqft
Porch	Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2601 WATER ST
City	LAREDO
State	TX
Zip	78040-7844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	REPLAT 7B BLK 639 WD
Legal Subdivision	WESTERN -- BLOCKS 601 - 650
Legal Block	639
Legal Lot Number	7
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2000
Census Tract	1900

Owner

2601 Water St is owned and occupied by an individual who bought it in July 2018.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2601 WATER ST, LAREDO, TX 78040-7844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2018 · Amount on File
Deed Sale	Jul 16, 2018 · Amount on File
Deed Document Number	20181334354
Deed Book / Page	4448 / 587
Prior Transfer Date	Jul 13, 2018
Prior Transfer Doc	004448/587
Record Updated	Oct 29, 2026

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 16, 2018
Property Address	2601 WATER ST, LAREDO, TX 78040-7844
Document Number	004448/587
Book / Page	4448 / 587
Map Reference	VOL 15 PG 94
Instrument Date	Jul 13, 2018
Instrument	1334354
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 WATER ST, LAREDO, TX 78040-7844
Investor	Possibly a Property Investor

Mortgage

Document Number	0001334355
Date	Jul 16, 2018
Instrument	1334355

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2601 Water St was $421 with a homeowner's exemption, down 11.4% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,718 (+1%)	$101,187 (+6.6%) Land $43,483 Building $57,704
2025	$421.00 (-11.37%) Homeowner's exemption	$83,380	$94,918
2024	$475.00
2023		$76,347 Land $29,705 Building $46,642	$76,347 Land $29,705 Building $46,642
2022	$418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2601 Water St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1981–2017)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2017 · river or lake flooding
Claims by Event	Hurricane Alex, Jul 2010 · 4 claims Tropical Storm Charley, Aug 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2601 Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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