2601 Spruce St, River Grove, IL 60171 Property Records

Cook County property record for 2601 Spruce St, River Grove, IL 60171 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,176 sqft · built 1950
Lot Size0.144 acres (6,250 sqft)
OwnerIndividual Name on File
Tax Bill$6,333 (2023)
Deeds & MortgagesJul 2020 Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-27-405-027

Property Details

APN / Parcel Number

Primary APN12-27-405-027
Alternative APN
  • 12-27-405-027-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,250 sqft (0.144 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2601 SPRUCE ST
CityRIVER GROVE
StateIL
Zip60171-1623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range12E
Legal Township40N
Legal Section27
Legal SubdivisionRIVER PARK ADD/W G MCINTOSH
Legal Block10
Legal Lot Number28
JurisdictionCOOK IL
Township / Civil DivisionLEYDEN
Census Block Group2
Census Block2007
Census Tract811200

Owner

Source: Cook County records · APN 12-27-405-027

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2601 SPRUCE ST, RIVER GROVE, IL 60171-1623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Quit Claim Deed, Transfer · FHA Mortgage
BAY EQUITY
Feb 28, 2018Warranty Deed, Transfer · FHA Mortgage
EAGLE HM MTG LLC/DE (FN)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 27, 2020
Deed SaleJul 27, 2020
Prior SaleFeb 28, 2018 · Amount on Record
Deed Document Number202013366
Prior Transfer DateMay 20, 2020
Prior Transfer Doc0000013366
Record UpdatedSep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateJul 27, 2020
Property Address2601 SPRUCE ST, RIVER GROVE, IL 60171-1623
Document Number2020913366
Instrument DateMay 20, 2020
Instrument20913366
Transaction TypeTransfer
Record UpdatedAug 10, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2601 SPRUCE ST RIVER GROVE IL 601711623, RIVER GROVE, IL 60171-1623

Mortgage

Document Number2020913367
DateJul 27, 2020
Instrument20913367
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressCORTE MADERA, CA 94925
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateFeb 28, 2018
Property Address2601 SPRUCE ST, RIVER GROVE, IL 60171-1623
Document Number1805906141
Instrument DateFeb 26, 2018
Instrument5906141
Transaction TypeTransfer
Record UpdatedMar 09, 2018
Title CompanyGREATER ILLINOIS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2601 SPRUCE ST RIVER GROVE IL 601711623, RIVER GROVE, IL 60171-1623

Mortgage

Document Number1805906142
DateFeb 28, 2018
Instrument5906142
Lender
NameEAGLE HM MTG LLC/DE (FN)
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 27, 2048
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLeyden Township
MunicipalityRiver Grove Village
Secondary School DistrictLeyden Community High School District 212 (09 - 12)
Elementary School DistrictRiver Grove School District 85-5 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$30,001 (+35.05%) Land $7,813 Building $22,188$300,010 (+35.05%) Land $78,130 Building $221,880
2023$6,333.00 (+2.39%)
2022$6,185.00 Homeowner's exemption$22,215 Land $6,562 Building $15,653$222,150 Land $65,620 Building $156,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318112002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
17 of 18 on primary residences
Nearby Flood Claims91 (1979–2020)
Claims Outside the SFHA9 of 91
Most Recent ClaimMay 2020, rainfall accumulation
Flood Events
  • Severe Storms, Straight-line Winds, And Flooding (Apr 2013), 27 claims
  • Severe Storms And Flooding (Jul 2010), 33 claims
  • Severe Storms & Flooding (Aug 1987), 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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