2601 Setter Cir, Mound, MN 55364 Property Records

Hennepin County property record for 2601 Setter Cir, Mound, MN 55364

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,089 sqft · built 1985
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Sep 2026)
Tax Bill	$3,835 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-117-24-23-0109`

Property Details

APN / Parcel Number

Primary APN	`23-117-24-23-0109`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,089 sqft Living Area
Gross Area	2,098 sqft
1st Floor Area	1,089 sqft
Basement Area	607 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Composition
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	114 ft deep x 77 ft wide
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	402 sqft

Exterior Amenities

Porch	Slab
Porch Area	15 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2601 SETTER CIR
City	MOUND
State	MN
Zip	55364-9472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLOCK 005 T WOODCREST OF MOUND 3RD ADDN E 77X114X110X136
Legal Range	24
Legal Township	117
Legal Section	23
Legal Quarter	23
Legal Subdivision	WOODCREST OF MOUND 3RD ADDN
Legal Block	5
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	MOUND
Census Block Group	6
Census Block	6003
Census Tract	27602

Owner

Source: Hennepin County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2601 SETTER CIR, MOUND, MN 55364-9472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer · VA Mortgage LUMINATE HOME LOANS INC
Jun 17, 2026	Warranty Deed, Transfer OS NATIONAL LLC, OS NATIONAL
Aug 4, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 4, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Jun 17, 2026 · Amount on Record
Deed Document Number	20266228456
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 30, 2026
Property Address	2601 SETTER CIR, MOUND, MN 55364-9472
Document Number	0006228456
Instrument Date	Sep 22, 2026
Instrument	20266228456
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	BURNET TITLE LLC, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 SETTER CIR, MOUND, MN 55364-9472

Mortgage

Document Number	0006228457,
Date	Sep 30, 2026
Instrument	20266228457

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 17, 2026
Property Address	2601 SETTER CIR, MOUND, MN 55364-9472
Document Number	0006207838
Instrument Date	Jun 10, 2026
Instrument	20266207838
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	OS NATIONAL LLC, OS NATIONAL

Transaction

Amount	Amount Recorded
Tax	$141,927.22
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Investor	Possibly a Property Investor

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2601 SETTER CIR, MOUND, MN 55364-9472
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05863203
Date	Aug 4, 2021
Instrument	T05863203

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2031

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 4, 2021
Property Address	2601 SETTER CIR, MOUND, MN 55364-9472
Document Number	0T05863201
Instrument Date	Jun 28, 2021
Instrument	T05863201
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,171.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2601 SETTLER CIR, MOUND, MN 55364-9472

Mortgage

Document Number	0T05863202
Date	Aug 4, 2021
Instrument	T05863202

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Mound City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,835.00 (+14.31%)	$354,100 (+2.34%) Land $92,000 Building $262,100	$354,100 (+2.34%) Land $92,000 Building $262,100
2023	$3,355.00 Homeowner's exemption
2022		$346,000 Land $97,000 Building $249,000	$346,000 Land $97,000 Building $249,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mound serves 9,447 people · EPA ID MN1270038
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Midco.

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