2601 S Cherry Tree Ln, Spokane, WA 99203 Property Records

Spokane County property record for 2601 S Cherry Tree Ln, Spokane, WA 99203

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,131 sqft · built 2014
Lot Size	0.209 acres (9,107 sqft)
Owner	Company Name on Record
Last Sale	$70,000 (May 2014)
Tax Bill	$9,365 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35284.4035`

Property Details

APN / Parcel Number

Primary APN	`35284.4035`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,131 sqft Living Area
Gross Area	3,637 sqft
1st Floor Area	1,578 sqft
Basement Area	1,553 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,107 sqft (0.209 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	46 sqft
Deck Area	192 sqft
Canopy	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2601 S CHERRY TREE LN
City	SPOKANE
State	WA
Zip	99203-5018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	28-25-43: LOT 12, BLOCK 1 OF WATERFORD AT GRAPETREE PUD. EXCEPT THAT PORTION OF LOT 12, BLOCK 1 OF WATEFORD AT GRAPETREE PUD DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF LOT 13, BLOCK 1 OF SAID PLAT; THENCE ALONG THE EAST LINE OF SAID L
Legal Range	43
Legal Township	25
Legal Section	28
Legal Subdivision	WATERFORD AT GRAPETREE
Legal Block	1
Legal Lot Number	12
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1010
Census Tract	4500

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2601 S CHERRY TREE LN, SPOKANE, WA 99203-5018
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST
Mar 8, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Dec 22, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2014 · Amount on Record
Deed Sale	May 7, 2014 · Amount on Record
Deed Document Number	20146302968
Last Transfer Date	Feb 28, 2022
Transfer Doc	0007187064
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2601 S CHERRY TREE LN, SPOKANE, WA 99203-5018
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007165244
Date	Dec 27, 2021
Instrument	7165244

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Mar 8, 2022
Property Address	2601 S CHERRY TREE LN, SPOKANE, WA 99203-5018
Document Number	0007187064
Map Reference	VL 33 PG 50
Instrument Date	Feb 28, 2022
Instrument	7187064
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	BOSTON NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 S CHERRY TREE LN, SPOKANE, WA 99203-5018

Mortgage

Document Number	0007187065
Date	Mar 8, 2022
Instrument	7187065

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2029
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	7.25%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Dec 22, 2021
Property Address	2601 S CHERRY TREE LN, SPOKANE, WA 99203-5018
Document Number	0007164044
Map Reference	VOL 33 PG 50&51
Instrument Date	Dec 21, 2021
Instrument	7164044
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,365.00 (+14.05%)	$904,800 (+11.59%) Land $200,000 Building $704,800	$904,800 (+11.59%) Land $200,000 Building $704,800
2025	$8,211.00 (+3.71%)
2024		$810,800 (+30.08%) Land $132,000 Building $678,800	$810,800 (+30.08%) Land $132,000 Building $678,800
2023	$7,917.00 (+8.76%)	$623,300 Land $110,000 Building $513,300	$623,300 Land $110,000 Building $513,300
2022	$7,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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