2601 S Bernhaven Ave, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 2601 S Bernhaven Ave, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 884 sqft · built 1985
Lot Size	0.185 acres (8,037 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-25-302-014-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-25-302-014-000`
Alternative APN	`55606`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	884 sqft Finished Area
1st Floor Area	884 sqft
Basement Area	884 sqft
Finished Basement	442 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,037 sqft (0.185 acres)
Lot Dimensions	95 ft deep x 84.5 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	55606
Street Address	2601 S BERNHAVEN AVE
City	SIOUX FALLS
State	SD
Zip	57110-5957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BLOCK 19 RUSTIC HILLS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	RUSTIC HILLS ADDN
Legal Block	19
Legal Lot Number	24
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1006
Census Tract	1804

Owner

2601 S Bernhaven Ave is owner-occupied and held in a trust.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2601 S BERNHAVEN AVE, SIOUX FALLS, SD 57110-5957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST DAKOTA NATIONAL BANK
Feb 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST DAKOTA NATIONAL BANK
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Mar 5, 2019	Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2601 S BERNHAVEN AVE, SIOUX FALLS, SD 57110-5957
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 S BERNHAVEN AVE, SIOUX FALLS, SD 57110-5957

Mortgage

Document Number	MTG1974/310
Date	Aug 28, 2023
Book Page	MTG 1974/310

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2033

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2601 S BERNHAVEN AVE, SIOUX FALLS, SD 57110-5957
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 S BERNHAVEN AVE, SIOUX FALLS, SD 57110-5957

Mortgage

Document Number	1966MTG/604
Date	Feb 27, 2023
Book Page	1966 MTG/604

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2033

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2601 S BERNHAVEN AVE, SIOUX FALLS, SD 57110-5957
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1915MTG/738
Date	Mar 2, 2021
Book Page	1915 MTG/738

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2046

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2601 S BERNHAVEN AVE, SIOUX FALLS, SD 57110-5957
Transaction Type	Mortgage
Record Updated	Oct 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1855MTG/0590
Date	Mar 5, 2019
Book Page	1855 MTG/0590

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2601 S Bernhaven Ave was $3,076.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,338 (-1.1%) Land $31,747 Building $189,591	$221,338 Land $31,747 Building $189,591
2025	$3,076.00	$223,800 (+4.48%) Land $32,100 Building $191,700
2024	$3,076.00	$214,200 Land $32,100 Building $182,100
2022	$2,948.00	$193,500 Land $28,900 Building $164,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2601 S Bernhaven Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2601 S Bernhaven Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak.

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