2601 Ross Rd, Chevy Chase, MD 20815 Property Records

Montgomery County property record for 2601 Ross Rd, Chevy Chase, MD 20815

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,835 sqft · built 1949
Lot Size0.202 acres (8,800 sqft)
Owner2 Individual Names on Record
Last Sale$882,000 (Feb 2024)
Tax Bill$9,350 (2025)
Deeds & MortgagesAug 2026 Mortgage
Feb 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-01158082

Property Details

APN / Parcel Number

Primary APN13-01158082
Alternative APN
  • 01158082

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,835 sqft Living Area
1st Floor Area885 sqft
Basement Area300 sqft
Finished Basement300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,800 sqft (0.202 acres)

Exterior Amenities

Shed1 Shed
Shed Area120 sqft
Gazebo100 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01158082
Street Address2601 ROSS RD
CityCHEVY CHASE
StateMD
Zip20815-3834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionROCK CREEK FOREST
Legal SubdivisionROCK CREEK FOREST
Legal BlockP
Legal Lot Number7
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group2
Census Block2007
Census Tract702700

Owner

Source: Montgomery County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2601 ROSS RD, CHEVY CHASE, MD 20815-3834
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORPORATION
Feb 14, 2024Deed, Transfer · Conventional Mortgage
FIRST HERITAGE MORTGAGE LLC
Dec 30, 2017Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2024 · Amount on Record
Deed SaleFeb 14, 2024 · Amount on Record
Prior SaleMay 14, 2002 · Amount on Record
Deed Book / Page67752 / 290
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Recording DateAug 3, 2026
Property Address2601 ROSS RD, CHEVY CHASE, MD 20815-3834
Document Number7078000063
Book / Page70789 / 63
Instrument DateJan 23, 2026
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address2601 ROSS RD, CHEVY CHASE, MD 20815-3834

Mortgage

Document Number7078000063,
DateAug 3, 2026
Book Page70789/63
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term331 Months
DueMar 1, 2054
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateFeb 14, 2024
Property Address2601 ROSS RD, CHEVY CHASE, MD 20815-3834
Document Number0677520290
Book / Page67752 / 290
Map ReferenceMB 31 PL 1937
Instrument DateDec 28, 2023
Transaction TypeTransfer
Record UpdatedMay 14, 2024
Title CompanyCHASE SETTLEMENTS LLC, CHALET SETTLEMENTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address929 BONIFANT ST, SILVER SPRING, MD 20910-4597

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2601 ROSS RD, CHEVY CHASE, MD 20815-3834

Mortgage

Document Number0067752297
DateFeb 14, 2024
Instrument67752/297
Lender
NameFIRST HERITAGE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2054

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address2601 ROSS RD, CHEVY CHASE, MD 20815-3834
Document Number0556280396
Book / Page055628 / 000396
Instrument DateDec 30, 2017
Transaction TypeMortgage
Record UpdatedFeb 20, 2018
Title CompanyFNC TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address2601 ROSS RD CHEVY CHASE MD 208153834, CHEVY CHASE, MD 20815-3834

Mortgage

Document Number0556280396
DateFeb 8, 2018
Book Page055628/000396
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term936 Months
DueFeb 7, 2096
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$867,233 (+8.23%)$933,200 (-) Land $378,500 Building $554,700
2025$9,350.00 (+31.78%)$801,267 (+15.97%)$933,200 (+26.91%) Land $378,500 Building $554,700
2023$690,900$735,300 Land $378,500 Building $356,800
2022$7,095.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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