2601 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 2601 E Main St, Saint Charles, IL 60174

Property Summary

Property TypeGeneral Industrial
Details73,160 sqft · built 1963
Lot Size5.42 acres (236,095 sqft)
OwnerCompany Name on Record
Last Sale$1,700,000 (Sep 2003)
Tax Bill$100,559 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Jun 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-26-426-011

Property Details

APN / Parcel Number

Primary APN09-26-426-011
Alternative APN
  • 0926426004

Interior

Stories1 Story
Building Area73,160 sqft Gross Area
1st Floor Area73,160 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1978
Lot Area236,095 sqft (5.42 acres)

Location & Zoning

Street Address2601 E MAIN ST
CitySAINT CHARLES
StateIL
Zip60174-4289
Property CategoryIndustrial
Property TypeIndustrial > General Industrial
Legal DescriptionWARWICK SUB LOT 1
Legal SubdivisionWARWICK SUB
Legal Block4
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group4
Census Block4004
Census Tract852002

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2601 E MAIN ST, SAINT CHARLES, IL 60174-4289
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Deed of Trust, Mortgage · Line of Credit
THE AMERICAN COMMERCIAL BANK & TRUST
Jun 8, 2017Grant Deed, Mortgage · Line of Credit
BMO HARRIS BK NA
May 31, 2017Loan Modification, Mortgage · Line of Credit
BMO HARRIS BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2003 · Amount on Record
Deed SaleSep 22, 2003 · Amount on Record
Deed Document Number2003174712
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2601 E MAIN ST, SAINT CHARLES, IL 60174-4289
Transaction TypeMortgage
Record UpdatedJul 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023664
DateJul 14, 2023
Instrument2023K023664
Lender
NameTHE AMERICAN COMMERCIAL BANK & TRUST
TypeBank
AddressOTTAWA, IL 61350
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 13, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateJun 8, 2017
Property Address2601 E MAIN ST, SAINT CHARLES, IL 60174-4289
Instrument DateMay 31, 2017
Instrument29282
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2601 E MAIN ST ST CHARLES IL 601744289, ST CHARLES, IL 60174-4289

Mortgage

Document Number0000029282
DateJun 8, 2017
Instrument29282
Lender
NameBMO HARRIS BK NA
TypeBank
Address111 W MONROE ST, CHICAGO, IL 60603-4096
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address2601 E MAIN ST, SAINT CHARLES, IL 60174-4289
Document Number0000029283
Instrument DateMay 31, 2017
Transaction TypeMortgage
Record UpdatedJul 5, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2601 E MAIN ST ST CHARLES IL 601744289, ST CHARLES, IL 60174-4289

Mortgage

Document Number0000029283
DateJun 8, 2017
Instrument29283
Lender
NameBMO HARRIS BK NA
TypeBank
Address111 W MONROE ST, CHICAGO, IL 60603-4096
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$100,559.00 (-1.8%)
2024$1,321,128 (+4.17%) Land $395,589 Building $925,539$3,964,970 (+4.21%) Land $1,187,242 Building $2,777,728
2022$102,404.00 (+3.86%)$1,268,293 (+4.91%) Land $391,899 Building $876,394$3,804,879 (+4.91%) Land $1,175,697 Building $2,629,182
2021$98,597.00$1,208,934 Land $373,557 Building $835,377$3,626,802 Land $1,120,671 Building $2,506,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1994–2020)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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