2601 E 20th St, Sanford, FL 32771 Property Records

Seminole County property record for 2601 E 20th St, Sanford, FL 32771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 960 sqft · built 1970
Lot Size0.185 acres (8,073 sqft)
OwnerIndividual Name on Record
Last Sale$218,000 (Aug 2024)
Tax Bill$2,218 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Apr 2024 Sale
Flood ZoneZone X (minimal risk)
APN32-19-31-508-0000-0010

Property Details

APN / Parcel Number

Primary APN32-19-31-508-0000-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeFooting
Roof TypeGable
Roof MaterialTar & Gravel
Lot Area8,073 sqft (0.185 acres)
Lot Dimensions117 ft deep x 69 ft wide
Garage TypeCarport
CarportCarport
Carport Area220 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area60 sqft
Utility Building44 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2601 E 20TH ST
CitySANFORD
StateFL
Zip32771-8429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 THOMAS 2ND ADD TO MIDWAY PB 11 PG 97
Legal Range31E
Legal Township19S
Legal Section32
Legal SubdivisionTHOMAS 2ND ADD TO MIDWAY
Legal Tract508
Legal Lot Number1
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group2
Census Block2000
Census Tract21100

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2601 E 20TH ST, SANFORD, FL 32771-8429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2024Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 2, 2024Warranty Deed, Transfer
OS NATIONAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2024 · Amount on Record
Deed SaleAug 13, 2024 · Amount on Record
Prior SaleApr 2, 2024 · Amount on Record
Deed Document Number2024073002
Deed Book / Page10677 / 1291
Record UpdatedSep 20, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateAug 13, 2024
Property Address2601 E 20TH ST, SANFORD, FL 32771-8429
Document Number0106771291
Book / Page10677 / 1291
Map ReferenceMB 11 PG 97
Instrument DateAug 7, 2024
Instrument2024073002
Transaction TypeTransfer
Record UpdatedAug 22, 2024
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,526.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address2601 E 20TH ST, SANFORD, FL 32771-8429

Mortgage

Document Number2024073003
DateAug 13, 2024
Instrument2024073003
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

Mortgage

Document Number0106771314
DateAug 13, 2024
Book Page10677/1314
Instrument2024073004
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateApr 2, 2024
Property Address2601 E 20TH ST, SANFORD, FL 32771-8429
Document Number0106040289
Book / Page10604 / 289
Map ReferenceMB 11 PG 97
Instrument DateMar 28, 2024
Instrument2024028183
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$1,452.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2032 RUT ST, SANFORD, FL 32771-8446

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,218.00 (+43.93%)$162,845 (+49.93%)$162,845 (+49.93%) Land $46,058 Building $116,787
2023$1,541.00 (+13.31%)$108,611 (+27.91%)$108,611 (+22.55%) Land $36,846 Building $71,765
2022$1,360.00$84,915$88,625 Land $30,705 Building $57,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2008–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANFORD, CITY OF (2 WPS)
serves 79,715 people · EPA ID FL3590205
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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