2601 Co Rd 99, Ray (Kabetogama), MN 56669 Property Records

Koochiching County property record for 2601 Co Rd 99, Ray, MN 56669

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 2018
Lot Size	44 acres (1,916,640 sqft)
Owner	Individual Name on File
Tax Bill	$1,492 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-055-11400`

Property Details

APN / Parcel Number

Primary APN	`12-055-11400`
Alternative APN	`3803`

Interior

Building Area	1,288 sqft Gross Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Finished Basement	1,288 sqft
Unfinished Basement	1,288 sqft
Flooring	Earth/Dirt

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,916,640 sqft (44 acres)
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3803
Street Address	2601 COUNTY ROAD 99
City	KABETOGAMA
State	MN
Zip	56669-9044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE NORTH 132 FEET OF THE NE1/4 NE1/4 AND
Legal Range	23
Legal Township	068
Legal Section	15
Jurisdiction	KOOCHICHING MN
Township / Civil Division	EAST KOOCHICHING
Census Block Group	2
Census Block	2046
Census Tract	790300

Owner

2601 Co Rd 99 is owned and occupied by an individual who acquired it in June 2021.

Source: Koochiching County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2601 COUNTY ROAD 99, KABETOGAMA, MN 56669-9044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Deed of Trust, Mortgage BREMER BANK
Jul 6, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BREMER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 28, 2021
Transfer Doc	0000297670
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	2601 COUNTY ROAD 99, RAY, MN 56669-9044
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000290933
Date	Oct 1, 2018
Instrument	A000290933

Lender

Name	BREMER BANK

Agreement

Amount	Amount on Record

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Jul 6, 2021
Property Address	2601 COUNTY ROAD 99, RAY, MN 56669-9044
Document Number	A000297670
Instrument Date	Jun 28, 2021
Instrument	A000297670
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2601 COUNTY ROAD 99, RAY, MN 56669-9044

Mortgage

Document Number	A000297671
Date	Jul 6, 2021
Instrument	A000297671

Lender

Name	BREMER BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2601 Co Rd 99 was $1,492 with a homeowner's exemption, up 11.8% from the year before.

Source: Koochiching County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Koochiching County
Unified School District	International Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,492.00 (+11.84%) Homeowner's exemption
2025	$1,334.00 (+4.87%)	$256,200 (+8.24%) Land $57,300 Building $198,900	$256,200 (+8.24%) Land $57,300 Building $198,900
2024	$1,272.00 Homeowner's exemption	$236,700 Land $57,300 Building $179,400	$236,700 Land $57,300 Building $179,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2601 Co Rd 99 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2601 Co Rd 99 is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 80% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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