Monroe County property record for 2601 Christopher Oaks Ln, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7 ba · 2,782 sqft · built 2005 |
| Lot Size | 24.6 acres (1,075,496 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $16,262 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-19-300-002-000 |
| Primary APN | 07-19-300-002-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,782 sqft Building Perimeter |
| 1st Floor Area | 1,020 sqft |
| Basement Area | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 1,075,496 sqft (24.6 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 496 sqft |
| Deck Area | 144 sqft |
| Patio Area | 526 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2601 CHRISTOPHER OAKS LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART S/2 SW & PART SW SE |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 19 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 22 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2601 CHRISTOPHER OAKS LN, WATERLOO, IL 62298-4849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK |
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 2601 CHRISTOPHER OAKS LN, WATERLOO, IL 62298-4849 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000425744 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 425744 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 2601 CHRISTOPHER OAKS LN, WATERLOO, IL 62298-4849 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000417706 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 417706 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,262.00 (+7.22%) Homeowner's exemption | $277,210 (+36.46%) Land $56,890 Building $220,320 | $831,630 (+36.46%) Land $170,670 Building $660,960 |
| 2024 | $15,167.00 | ||
| 2022 | Additional exemption filed | $203,150 Land $56,890 Building $146,260 | $609,450 Land $170,670 Building $438,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
5G and 4G LTE (outdoors only)
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