2601 Cedar Rdg Dr, Westminster, MD 21158 Property Records

Carroll County property record for 2601 Cedar Rdg Dr, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,992 sqft · built 1991
Lot Size	3.56 acres (155,074 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Apr 2018)
Tax Bill	$7,489 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-098073`

Property Details

APN / Parcel Number

Primary APN	`07-098073`
Alternative APNs	`7098073` `098073`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,992 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	155,074 sqft (3.56 acres)
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	40 sqft
Deck Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	098073
Street Address	2601 CEDAR RIDGE DR
City	WESTMINSTER
State	MD
Zip	21158-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 14 - 3.56 ACS 2601 CEDAR RIDGE DR 29- CEDAR RIDGE SC 4
Legal Subdivision	CEDAR RIDGE
Legal Lot Number	14
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1004
Census Tract	507601

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2601 CEDAR RIDGE DR, WESTMINSTER, MD 21158-3131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Apr 26, 2018	Deed, Transfer · Line of Credit TOWER FCU
Dec 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2018 · Amount on Record
Deed Sale	Apr 26, 2018 · Amount on Record
Prior Sale	Nov 26, 2001 · Amount on Record
Deed Book / Page	8996 / 288
Transfer Doc	0000003563
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2601 CEDAR RIDGE DR, WESTMINSTER, MD 21158-3131
Transaction Type	Mortgage
Record Updated	Feb 15, 2023
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0109710415
Date	Jan 30, 2023
Book Page	10971/415

Lender

Name	STATE EMPLOYEES CU OF MARYLAND
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2601 CEDAR RIDGE DR, WESTMINSTER, MD 21158-3131
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106550001
Date	Jan 31, 2022
Book Page	10655/1

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2049

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 26, 2018
Property Address	2601 CEDAR RIDGE DR, WESTMINSTER, MD 21158-3131
Document Number	0089960288
Book / Page	8996 / 0288
Map Reference	MB29 PG16
Instrument Date	Apr 13, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 CEDAR RIDGE DR, WESTMINSTER, MD 21158-3131

Mortgage

Document Number	0008996310
Date	Apr 26, 2018
Instrument	8996/310

Lender

Name	TOWER FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0089960295
Date	Apr 26, 2018
Book Page	8996/0295

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2601 CEDAR RIDGE DR, WESTMINSTER, MD 21158-3131
Document Number	0089090272
Book / Page	008909 / 000272
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2601 CEDAR RIDGE DR WESTMINSTER MD 211583131, WESTMINSTER, MD 21158-3131

Mortgage

Document Number	0089090272
Date	Jan 5, 2018
Book Page	008909/000272

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,489.00 (+5.17%) Homeowner's exemption	$762,800 (+23.83%) Land $152,800 Building $610,000	$762,800 (+23.83%) Land $152,800 Building $610,000
2025	$7,121.00 (+2.31%) Homeowner's exemption
2023	$6,960.00 Homeowner's exemption	$616,000 Land $152,800 Building $463,200	$616,000 Land $152,800 Building $463,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Rdg Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures