2600 Monroe St, Paducah, KY 42001 Property Records

McCracken County property record for 2600 Monroe St, Paducah, KY 42001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 899 sqft · built 1941
Lot Size	0.174 acres (7,600 sqft)
Owner	2 Individual Names on File
Last Sale	$127,500 (Feb 2026)
Tax Bill	$295 (2025)
Deeds & Mortgages	Jan 2012 Mortgage Feb 2026 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`104-23-02-007`

Property Details

APN / Parcel Number

Primary APN	`104-23-02-007`
Alternative APNs	`113538` `142697` `141291`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	899 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Wood Shingle
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,600 sqft (0.174 acres)
Lot Dimensions	152 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Other
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	141291
Street Address	2600 MONROE ST
City	PADUCAH
State	KY
Zip	42001-3174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-18-7 50 X 152 2600 MONROE ST L15N
Legal Subdivision	WEST
Legal Lot Number	15N
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	4
Census Block	4016
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jefferson Street-Fountain Avenue Residential District listed 1982 · 453 contributing resources · NRIS 82002735

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2600 Monroe St is owned and occupied by two individuals who bought it in February 2026.

Source: McCracken County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2600 MONROE ST, PADUCAH, KY 42001-3174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2012	Deed of Trust, Mortgage COMMUNITY FINANCIAL SERVICES BANK
Feb 18, 2026	Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on File
Deed Sale	Feb 18, 2026 · Amount on File
Prior Sale	May 26, 2023 · Amount on File
Deed Document Number	2026733659
Deed Book / Page	1537 / 469
Record Updated	Oct 29, 2026

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Property Address	2600 MONROE ST, PADUCAH, KY 42001-3174
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001336/182
Date	Jan 20, 2012
Book Page	1336/182

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	3390 PARK AVENUE

Agreement

Amount	Amount on Record
Term	298 Months
Due	Nov 23, 2036

Interest

Rate Type	Adjustable Rate

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Feb 18, 2026
Property Address	2600 MONROE ST, PADUCAH, KY 42001-3174
Document Number	0D1537/469
Book / Page	D1537 / 469
Map Reference	MB YYYY PG 278-A
Instrument Date	Feb 17, 2026
Instrument	733659
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	342 CALVERT DR, PADUCAH, KY 42003-1121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 MONROE ST, PADUCAH, KY 42001-3174

Mortgage

Document Number	0000733660
Date	Feb 18, 2026
Instrument	733660

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 2600 Monroe St was $295.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Municipality	Paducah City
Unified School District	Paducah Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,200 (+11.76%)	$92,200 (+11.76%)
2025	$295.00	$82,500	$82,500
2023	$260.00 (+20.93%)	$72,500 (+23.15%)	$72,500 (+23.15%)
2022	$215.00	$58,871	$58,871

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2600 Monroe St in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1997–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2600 Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: PPS Fibernet.

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