2600 E Montgomery St, Apt 13, Laredo, TX 78043 Property Records

Webb County property record for 2600 E Montgomery St, Apt 13, Laredo, TX 78043

Property Summary

Property Type	Single Family Home
Details	1,620 sqft · built 1981
Lot Size	0.058 acres (2,539 sqft)
Owner	Individual Name on File
Last Sale	$151,730 (Aug 2023)
Tax Bill	$783 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`554-01535-130`

Property Details

APN / Parcel Number

Primary APN	`554-01535-130`
Alternative APN	`178387`

Interior

Units	15 Units
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	672 sqft
Utility Area	108 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,539 sqft (0.058 acres)
Lot Dimensions	37 ft deep x 32 ft wide
Garage Type	Carport
Garage Area	168 sqft
Carport	Carport
Carport Area	168 sqft
Parking Spaces	1 Parking Space
Pool Area	25 sqft
Porch	Open Porch
Porch Area	90 sqft

Location & Zoning

Street Address	2600 E MONTGOMERY ST, 13
City	LAREDO
State	TX
Zip	78043-1361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 13 BLK 1535 ED (VILLAGE HEIGHTS)
Legal Subdivision	VILLA DE LAREDO TOWNHOUSE
Legal Block	1535
Legal Lot Number	13
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1020
Census Tract	1101

Owner

2600 E Montgomery St, Apt 13 is owned and occupied by an individual who bought it in August 2023.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2600 E MONTGOMERY ST, 13, LAREDO, TX 78043-1361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE FINANCIAL SERVICES LLC
Aug 31, 2023	Vendor's Lien, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC
Mar 1, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on File
Deed Sale	Aug 31, 2023 · Amount on File
Prior Sale	Jul 17, 2014 · Amount on File
Deed Document Number	20231509446
Deed Book / Page	5524 / 392
Prior Transfer Date	Jul 15, 2014
Prior Transfer Doc	0001206995
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2600 E MONTGOMERY ST APT 13, 13, LAREDO, TX 78043-1361
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 E MONTGOMERY ST 13, 13, LAREDO, TX 78043-1361

Mortgage

Document Number	005524/408
Date	Aug 31, 2023
Book Page	5524/408
Instrument	1509448

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Aug 30, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 31, 2023
Property Address	2600 E MONTGOMERY ST APT 13, 13, LAREDO, TX 78043-1361
Document Number	005524/392
Book / Page	5524 / 392
Map Reference	VOL 3 PG 20A
Instrument Date	Aug 30, 2023
Instrument	1509446
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001509447
Date	Aug 31, 2023
Instrument	1509447

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2600 E MONTGOMERY ST APT 13, 13, LAREDO, TX 78043-1361
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004378/338
Date	Mar 1, 2018
Book Page	4378/338
Instrument	1322111

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	321 Months
Due	Dec 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 2600 E Montgomery St, Apt 13 was $783 with a homeowner's exemption, down 19.4% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,322 (-0.99%) Land $25,390 Building $127,932	$153,322 (-0.99%) Land $25,390 Building $127,932
2025	$783.00 (-19.36%) Homeowner's exemption	$154,850 Land $25,390 Building $129,460	$154,850 Land $25,390 Building $129,460
2024	$971.00
2023		$147,038 (-) Land $10,156 Building $136,882	$147,038 (-) Land $10,156 Building $136,882
2022	$996.00	$147,038 Land $10,156 Building $136,882	$147,038 Land $10,156 Building $136,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2600 E Montgomery St, Apt 13 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2600 E Montgomery St, Apt 13 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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