260 Zircon Dr, Reno, NV 89521 Property Records

Washoe County property record for 260 Zircon Dr, Reno, NV 89521

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,248 sqft · built 1995
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Trust Names on File
Last Sale	$241,000 (Jun 2019)
Tax Bill	$490 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-235-04`

Property Details

APN / Parcel Number

Primary APN	`017-235-04`
Alternative APN	`32051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	7,144 sqft (0.164 acres)
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	300 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	260 ZIRCON DR
City	RENO
State	NV
Zip	89521-9649
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	HDS
Legal Description	STEAMBOAT SPRINGS EST 2 LT 15 BLK A
Legal Subdivision	STEAMBOAT SPRINGS ESTATES 2
Legal Block	A
Legal Lot Number	15
Jurisdiction	WASHOE NV
Township / Civil Division	WASHOE VALLEY
Census Block Group	3
Census Block	3005
Census Tract	3205

Owner

260 Zircon Dr, a mobile home, is owner-occupied and held in a trust since June 2024.

Source: Washoe County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	260 ZIRCON DR, RENO, NV 89521-9649
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jun 24, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 10, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on File
Deed Sale	Jun 24, 2019 · Amount on File
Prior Sale	Feb 22, 2006 · Amount on File
Deed Document Number	20194922949
Last Transfer Date	Jun 3, 2024
Transfer Doc	0005459965
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	260 ZIRCON DR, RENO, NV 89521-9649
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005158739
Date	Mar 29, 2021
Instrument	5158739

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jun 24, 2019
Property Address	260 ZIRCON DR, RENO, NV 89521-9649
Document Number	0004922949
Map Reference	FILE367025MAP1522
Instrument Date	Jun 21, 2019
Instrument	4922949
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	WESTERN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$988.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7797, RENO, NV 89510-7797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 ZIRCON DRIVE, BAY SAINT LOUIS, MS 39521

Mortgage

Document Number	0004922950
Date	Jun 24, 2019
Instrument	4922950

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHOE NV
Property Address	260 ZIRCON DR, RENO, NV 89521-9649
Document Number	0004682038
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 ZIRCON DR RENO NV 895219649, RENO, NV 89521-9649

Mortgage

Document Number	0004682038
Date	Feb 23, 2017
Instrument	4682038

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 260 Zircon Dr was $490.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,245 (-0.12%) Land $30,258 Building $21,988
2025	$490.00	$52,307 Land $30,125 Building $22,182	$149,448 Land $86,070 Building $63,378
2023	$618.00	$49,271 Land $27,930 Building $21,341	$140,775 Land $79,800 Building $60,975
2021			$110,979 Land $59,850 Building $51,129

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 260 Zircon Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Zircon Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 67% of Nevada
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEAMBOAT SPRINGS WATERWORKS INC private · serves 998 people · EPA ID NV0000282
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	TRUCKEE MEADOWS WATER AUTHORITY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Net NV, Tristate Wi-Fi by Wi-Fiber.

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