260 Windy Pine Dr, Winchester, VA 22603 Property Records

Frederick County property record for 260 Windy Pine Dr, Winchester, VA 22603

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,678 sqft · built 1990
Lot Size	5.6 acres (243,936 sqft)
Owner	Individual Name on File
Last Sale	$734,825 (Jul 2024)
Tax Bill	$3,780 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3218-5-6`

Property Details

APN / Parcel Number

Primary APN	`3218-5-6`
Alternative APN	`8033361`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,678 sqft Living Area
Gross Area	6,525 sqft
1st Floor Area	2,208 sqft
Basement Area	2,208 sqft
Unfinished Basement	2,208 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	243,936 sqft (5.6 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	126 sqft
Porch	Porch
Porch Area	459 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8033361
Street Address	260 WINDY PINE DR
City	WINCHESTER
State	VA
Zip	22603-3269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	COTTONWOOD L6 S5 5.60 ACRES
Legal Subdivision	COTTONWOOD
Legal Lot Number	6
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	3
Census Block	3003
Census Tract	50200

Owner

Source: Frederick County records · APN 3218-5-6

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	260 WINDY PINE DR, WINCHESTER, VA 22603-3269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG
Aug 06, 2019	Warranty Deed, Transfer · Conventional with PMI FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2024 · Amount on Record
Deed Sale	Jul 19, 2024 · Amount on Record
Deed Document Number	20246336
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	260 WINDY PINE DR, WINCHESTER, VA 22603-3269
Document Number	0000008919
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	260 WINDY PINE DR WINCHESTER VA 226033269, WINCHESTER, VA 22603-3269

Mortgage

Document Number	0000008919
Date	Jul 15, 2020
Instrument	8919

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jul 14, 2040

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 06, 2019
Property Address	260 WINDY PINE DR, WINCHESTER, VA 22603-3269
Document Number	0000007900
Instrument Date	Aug 05, 2019
Instrument	7900
Transaction Type	Transfer
Record Updated	Sep 04, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	260 WINDY PINE DR WINCHESTER VA 226033269, WINCHESTER, VA 22603-3269

Mortgage

Document Number	7901
Date	Aug 06, 2019
Instrument	7901

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 05, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,780.00 (+10.4%)	$713,300 Land $151,700 Building $561,600	$713,300 Land $151,700 Building $561,600
2025	$3,424.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · river or lake flooding

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Based on FCC filings for 17 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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