260 Walnut St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 260 Walnut St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,190 sqft · built 2017
Lot Size	0.561 acres (24,442 sqft)
Owner	2 Individual Names on File
Last Sale	$641,000 (Aug 2017)
Tax Bill	$9,365 (2025)
Deeds & Mortgages	May 2017 Mortgage Sep 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:013-E B:0006 L:0002`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:013-E B:0006 L:0002`
Alternative APNs	`M:013=E B:0006 L:0002` `4544004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,190 sqft Living Area
Gross Area	4,486 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,442 sqft (0.561 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4544004
Street Address	260 WALNUT ST
City	SAUGUS
State	MA
Zip	01906-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BLDG 05
Legal Block	6
Legal Lot Number	2
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1012
Census Tract	208302

Owner

Source: Essex County and Saugus Town records · APN SAUG M:013-E B:0006 L:0002

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 CATTER ST, NEEDHAM, MA
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 17, 2017	Deed of Trust, Mortgage NORTH SHORE BANK
Sep 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Mar 21, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 22, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2017 · Amount on Record
Deed Sale	Aug 22, 2017 · Amount on Record
Prior Sale	Dec 22, 2016 · Amount on Record
Deed Book / Page	36117 / 179
Last Transfer Date	Dec 22, 2024
Transfer Doc	042514-578
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	260 WALNUT ST, SAUGUS, MA 01906-1155
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035874-48
Date	May 17, 2017
Book Page	35874/48
Instrument	353

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	260 WALNUT ST, SAUGUS, MA 01906-1155
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038937-132
Date	Sep 15, 2020
Book Page	38937/132
Instrument	20200915003040

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	260 WALNUT ST, SAUGUS, MA 01906-1155
Document Number	38392-154
Instrument Date	Mar 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 WALNUT ST SAUGUS MA 019061155, SAUGUS, MA 01906-1155

Mortgage

Document Number	38392-154
Date	Apr 03, 2020
Book Page	038392/000154
Instrument	3001020

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 02, 2050

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 22, 2017
Property Address	260 WALNUT ST, SAUGUS, MA 01906-1155
Document Number	36117-179
Book / Page	036117 / 000179
Instrument Date	Aug 21, 2017
Instrument	1708220009
Transaction Type	Transfer
Record Updated	Aug 07, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,922.96
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	260 WALNUT ST SAUGUS MA 019061155, SAUGUS, MA 01906-1155

Mortgage

Document Number	36117-181
Date	Aug 22, 2017
Book Page	036117/000181
Instrument	1708220010

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 21, 2032

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,365.00 (+5.27%)	$876,900 (+4.98%) Land $331,700 Building $545,200	$736,535
2024	$8,896.00 (+2.41%)	$835,300 (+8.27%) Land $301,700 Building $533,600
2023	$8,687.00	$771,500 Land $271,700 Building $499,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092083021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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