260 W 7th St, Covington, KY 41011 Property Records

Kenton County property record for 260 W 7th St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,065 sqft · built 1886
Lot Size	0.043 acres (1,875 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jul 2022)
Tax Bill	$4,836 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-21-04-026.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-04-026.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,065 sqft Finished Area
Gross Area	1,113 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	1,875 sqft (0.043 acres)
Lot Dimensions	75 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	260 W 7TH ST
City	COVINGTON
State	KY
Zip	41011-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEYER LOT 4 25'X 75'
Legal Subdivision	MEYER
Legal Lot Number	4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1008
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	260 W 7TH ST, COVINGTON, KY 41011-1342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 22, 2021	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
Jul 18, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Nov 1, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	202217
Deed Book / Page	177 / 413
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 18, 2022
Property Address	260 W 7TH ST, COVINGTON, KY 41011-1342
Document Number	0005900017
Book / Page	177 / 413
Map Reference	PG 177
Instrument Date	Jun 27, 2022
Instrument	22071805900017
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7296 ROYALGREEN DR, 7296, CINCINNATI, OH 45244-3625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 W 7TH ST, COVINGTON, KY 41011-1342

Mortgage

Document Number	0005900018
Date	Jul 18, 2022
Instrument	22071805900018

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 22, 2021
Property Address	260 W 7TH ST, COVINGTON, KY 41011-1342
Document Number	0005900021
Book / Page	138 / 227
Map Reference	PG 177
Instrument Date	Dec 17, 2021
Instrument	21122205900021
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1459 SHIREPEAK WAY, 1459, INDEPENDENCE, KY 41051-7426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7296 ROYALGREEN DR, CINCINNATI, OH 45244-3625

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 18, 2018
Property Address	260 W 7TH ST, COVINGTON, KY 41011-1342
Document Number	0000000093
Book / Page	0C6454 / 000261
Instrument Date	Jul 16, 2018
Instrument	93
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	130 W LAKESIDE AVE LAKESIDE PARK KY 410172110, LAKESIDE PARK, KY 41017-2110

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 1, 2017
Property Address	260 W 7TH ST, COVINGTON, KY 41011-1342
Document Number	0000000131
Book / Page	0C6285 / 000039
Instrument Date	Oct 19, 2017
Instrument	131
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$57.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 STERRETT AVE COVINGTON KY 410141245, COVINGTON, KY 41014-1245

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,000 (-) Land $10,000 Building $355,000	$365,000 (-) Land $10,000 Building $355,000
2025	$4,836.00 (-0.51%)	$365,000 (-) Land $5,000 Building $360,000	$365,000 (-) Land $5,000 Building $360,000
2023	$4,861.00	$365,000 Land $5,000 Building $360,000	$365,000 Land $5,000 Building $360,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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