Horry County property record for 260 Upper Saddle Cir, Conway, SC 29526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,274 sqft · built 2016 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Oct 2022) |
| Tax Bill | $1,089 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 415-04-04-0041 |
| Primary APN | 415-04-04-0041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Porch | Open Porch |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 1612701015 |
|---|---|
| Street Address | 260 UPPER SADDLE CIR |
| City | CONWAY |
| State | SC |
| Zip | 29526-7475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAROLINA COTTAGES; LT 15 |
| Legal Subdivision | CAROLINA COTTAGES |
| Legal Lot Number | 15 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | CONWAY EAST |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 60406 |
Source: Horry County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 260 UPPER SADDLE CIR, CONWAY, SC 29526-7475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE |
| Oct 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO |
| Jun 25, 2019 | Warranty Deed, Transfer · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2022 · Amount on Record |
| Deed Sale | Oct 26, 2022 · Amount on Record |
| Prior Sale | Jun 25, 2019 · Amount on Record |
| Deed Document Number | 0004607914 |
| Deed Book / Page | 4607 / 914 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 260 UPPER SADDLE CIR, CONWAY, SC 29526-7475 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 260 UPPER SADDLE CIR, CONWAY, SC 29526-7475 |
| Document Number | 65490000000558 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 0000006549/0000000558 |
| Name | AMERISAVE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Oct 26, 2022 |
| Property Address | 260 UPPER SADDLE CIR, CONWAY, SC 29526-7475 |
| Document Number | 0046070914 |
| Book / Page | 4607 / 914 |
| Instrument Date | Oct 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 260 UPPER SADDLE CIR, CONWAY, SC 29526-7475 |
| Investor | Possibly a Property Investor |
| Document Number | 0006617177 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 6617/177 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Jun 25, 2019 |
| Property Address | 260 UPPER SADDLE CIR, CONWAY, SC 29526-7475 |
| Document Number | 4219/1963 |
| Book / Page | 004219 / 001963 |
| Instrument Date | Jun 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $638.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 260 UPPER SADDLE CIR CONWAY SC 295267475, CONWAY, SC 29526-7475 |
| Document Number | 6103/1411 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 006103/001411 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2049 |
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,089.00 | ||
| 2024 | $1,089.00 (-70.73%) | $10,882 (+57.76%) Land $3,600 Building $7,282 | $272,055 (+57.76%) Land $90,000 Building $182,055 |
| 2023 | $3,721.00 (+401.48%) | $6,898 (-) Land $1,198 Building $5,700 | $172,450 (-) Land $29,950 Building $142,500 |
| 2021 | $742.00 | $6,898 Land $1,198 Building $5,700 | $172,450 Land $29,950 Building $142,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 4 (1987–2016) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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