Kenton County property record for 260 Tando Way, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 962 sqft · built 2000 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,900 (Nov 2021) |
| Tax Bill | $1,842 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-01-031.00 |
| Primary APN | 045-30-01-031.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 962 sqft Finished Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 260 TANDO WAY |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-9392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CUMBERLAND RIDGE SEC 1 LOT 31 |
| Legal Subdivision | CUMBERLAND RIDGE |
| Legal Phase | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 66801 |
260 Tando Way is owned and occupied by two individuals who bought it in November 2021.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 260 TANDO WAY, FT MITCHELL, KY 41017-9392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Jul 18, 2019 | Grant Deed, Transfer · FHA Mortgage KENTUCKY HSNG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2021 · Amount on File |
| Deed Sale | Nov 5, 2021 · Amount on File |
| Prior Sale | Jul 18, 2019 · Amount on File |
| Deed Document Number | 202186 |
| Deed Book / Page | 129 / 234 |
| Prior Transfer Date | Dec 11, 2002 |
| Prior Transfer Doc | 0313059001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 5, 2021 |
| Property Address | 260 TANDO WAY, COVINGTON, KY 41017-9392 |
| Document Number | 0005900086 |
| Book / Page | 129 / 234 |
| Map Reference | SL A-185 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 21110505900086 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 260 TANDO WAY, 260, COVINGTON, KY 41017-9392 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 260 TANDO WAY, COVINGTON, KY 41017-9392 |
| Document Number | 0005900087 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 297/266 |
| Instrument | 21110505900087 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 18, 2019 |
| Property Address | 260 TANDO WAY, COVINGTON, KY 41017-9392 |
| Document Number | 0000000165 |
| Book / Page | 0I4295 / 000228 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 165 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2019 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 541 GREENFIELD LN #1 ERLANGER KY 410183011, 1, ERLANGER, KY 41018-3011 |
| Document Number | 166 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 0I4295/000231 |
| Instrument | 166 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2049 |
| Document Number | 167, |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 0I4295/000249 |
| Instrument | 167 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jul 17, 2029 |
The 2025 property tax bill for 260 Tando Way was $1,842.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,800 (+5.33%) Land $35,000 Building $160,800 | $195,800 (+5.33%) Land $35,000 Building $160,800 | |
| 2025 | $1,842.00 | $185,900 Land $25,000 Building $160,900 | $185,900 Land $25,000 Building $160,900 |
| 2023 | $1,981.00 | $185,900 Land $25,000 Building $160,900 | $185,900 Land $25,000 Building $160,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 260 Tando Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 260 Tando Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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