260 Swan St, Universal, IN 47884 Property Records

Vermillion County property record for 260 Swan St, Universal, IN 47884

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1913
Lot Size0.63 acres (27,443 sqft)
OwnerCompany Name on File
Tax Bill$430 (2024)
Deeds & MortgagesOct 2023 Transfer
Aug 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN004-013-0013-00

Property Details

APN / Parcel Number

Primary APN004-013-0013-00
Alternative APNs
  • 83-13-30-432-012.000-004
  • 00000984111

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft
Basement Area540 sqft
Unfinished Basement540 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1950
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area27,443 sqft (0.63 acres)
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number00000984111
Street Address260 SWAN ST
CityUNIVERSAL
StateIN
Zip47884
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW PT SE 1/4 205' X 133' 2/3 30-14-9 .63 AC
JurisdictionVERMILLION IN
Township / Civil DivisionCLINTON
Census Block Group2
Census Block2057
Census Tract20400

Owner

260 Swan St is owned by a company that acquired it in May 2020.

Source: Vermillion County records, as of June 26, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 164, UNIVERSAL, IN 47884-0164
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Transfer on Death Deed, Transfer
Aug 28, 2023Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK
Jun 4, 2020Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 28, 2020
Transfer Doc2023001835
Record UpdatedSep 20, 2026

October 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionVERMILLION IN
Recording DateOct 20, 2023
Property Address260 SWAN ST, UNIVERSAL, IN 47884
Document Number2023001835
Instrument DateOct 17, 2023
Instrument2023001835
Transaction TypeTransfer
Record UpdatedNov 15, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 164, UNIVERSAL, IN 47884-0164

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVERMILLION IN
Property Address260 SWAN ST, UNIVERSAL, IN 47884
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023001503
DateAug 28, 2023
Instrument2023001503
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term336 Months
DueAug 25, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVERMILLION IN
Property Address260 SWAN, UNIVERSAL, IN 47884
Transaction TypeMortgage
Record UpdatedFeb 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020001196
DateJul 13, 2020
Instrument2020001196
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJul 1, 2045
Interest
Rate TypeFixed Rate

June 2020: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionVERMILLION IN
Recording DateJun 4, 2020
Property Address260 SWAN, UNIVERSAL, IN 47884
Document Number2020000925
Instrument DateMay 28, 2020
Instrument2020000925
Transaction TypeTransfer
Record UpdatedFeb 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 164, UNIVERSAL, IN 47884-0164

Tax Assessment & Valuation

Source: Vermillion County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyVermillion County
County SubdivisionClinton Township
MunicipalityUniversal Town
Unified School DistrictSouth Vermillion Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,400 Land $9,800 Building $15,600$25,400 Land $9,800 Building $15,600
2024$430.00
2023$20,400 (-0.49%) Land $9,800 Building $10,600$20,400 (-0.49%) Land $9,800 Building $10,600
2022$20,500 Land $9,800 Building $10,700$20,500 Land $9,800 Building $10,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 260 Swan St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 4, 2014

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Swan St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNIVERSAL WATER WORKS
serves 473 people · EPA ID IN5283011
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Dec 2025
Lead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Joink
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50

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