260 Silver Bluff Dr, Canton, NC 28716 Property Records

Haywood County property record for 260 Silver Bluff Dr, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1972
Lot Size	0.901 acres (39,248 sqft)
Owner	2 Individual Names on Record
Last Sale	$343,500 (Jan 2024)
Tax Bill	$1,622 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8645-62-6956`

Property Details

APN / Parcel Number

Primary APN	`8645-62-6956`
Alternative APNs	`282353` `26586`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,400 sqft Heated Area
Gross Area	2,564 sqft
1st Floor Area	1,400 sqft
Basement Area	725 sqft
Finished Basement	725 sqft
Unfinished Basement	725 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	39,248 sqft (0.901 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	282353
Street Address	260 SILVER BLUFF DR
City	CANTON
State	NC
Zip	28716-6352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#107-108 HAYWOOD COUNTY
Legal Subdivision	HAYWOOD COUNTY
Legal Unit	107
Jurisdiction	HAYWOOD NC
Township / Civil Division	PIGEON
Census Block Group	2
Census Block	2028
Census Tract	921302

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	260 SILVER BLUFF DR, CANTON, NC 28716-6352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Prior Sale	Jul 7, 1994
Deed Document Number	2024551
Deed Book / Page	1101
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jan 22, 2024
Property Address	260 SILVER BLUFF DR, CANTON, NC 28716-6352
Document Number	0011011101
Book / Page	1101
Map Reference	MB F PG 66
Instrument Date	Jan 22, 2024
Instrument	2024000551
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$687.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 MCKIBBEN DR, LOCUST GROVE, GA 30248-4013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 SILVER BLUFF DR, CANTON, NC 28716-6352

Mortgage

Document Number	2024000552
Date	Jan 22, 2024
Instrument	2024000552

Lender

Name	CHAMPION CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	12.5%

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,200 (-) Land $33,400 Building $191,800
2025	$1,622.00	$225,200 (+10.61%) Land $33,400 Building $191,800	$225,200 (+10.61%) Land $33,400 Building $191,800
2023		$203,600 Land $33,400 Building $170,200	$203,600 (-) Land $33,400 Building $170,200
2021			$203,600 Land $33,400 Building $170,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	40 (1994–2024)
Claims Outside the SFHA	12 of 40
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Remnants Of Tropical Storm Fred, Aug 2021 · 14 claims Hurricane Ivan, Sep 2004 · 8 claims Tropical Storm Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20